ORANGE COUNTY BAR FOUNDATION DBA PROJECT YOUTH OCBF

Home Browse Search

PI-SAM-008 (05/19) 4. Students in training, but only for liability arising within the scope of their duties related to the conduct of your organization. SECTION III — LIMITS OF INSURANCE A. The limit of insurance shown in the Declarations and the rules below fix the most we will pay for all "damages" regardless of the number of: 1. Insureds; 2. "Claims" made or "suits" brought; or 3. Persons or organizations making "claims" or bringing "suits." B. The Each Abusive Conduct Limit shown in the Declarations is the most we will pay for each "abusive conduct" incident regardless of the number of incidents involved. Two or more "claims" for "damages" because of the same "abusive conduct" shall be: 1. Considered a single "claim"; and 2. Such "claims," whenever made, shall be assigned to only one policy (whether issued by us or any other insurer) and if that is this policy, only one Each Abusive Conduct limit of insurance shall apply- C. The aggregate limit shown in the Declarations is, subject to Paragraph B. of this section, the total limit of our liability for all "damages" to which this insurance applies. Multiple incidents of "abusive conduct" which take place over multiple policy periods for which this coverage is provided shall be deemed to constitute one "abusive conduct" and shall be deemed to occur only at the time of such first incident. Coverage for such "abusive conduct" shall be provided only under the policy, if any, which is in place at the time of the first such incident and shall be subject to the applicable limit of insurance in that one policy. The aggregate limit of this Coverage Part applies separately to each consecutive annual period of this policy; and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations; unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the limit of insurance. SECTION IV — DEDUCTIBLE A. Our obligation to pay "damages" on your behalf applies only to the amount of "damages" in excess of the applicable deductible amount shown in the Declarations. B. The Deductible applies to all "damages" that are the result of any "claim" of "abusive conduct." C. The terms of this insurance, including those with respect to: 1. Our right and duty to defend the insured against any "suits" seeking those "damages'; and 2. Your duties in the event of an incident, "claim," or "suit" apply irrespective of the application of the deductible amount PI-SAM-008 (05/19) Page 5 of 10 ,1. nie Mutsigen erdDN lan ©2019 Philadelphia Consolidated Holding Corp. A ReaEwm S ALMOv® Sr Includes copyrighted material of Insurance Services Office, Inc., with pei '1 a A+�j a Aawaia Risk Management Specialist