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PI-SAM-008 (05/19) <br />that are not payable under the terms of this Coverage Part or that are in excess of the applicable <br />limit of insurance. <br />D. Otherinsurance <br />If other valid and collectible insurance is available to the insured for a loss we cover under this <br />Coverage Part, our obligations are limited as follows: <br />1. Primary Insurance <br />This insurance is primary except when 2. below applies. If this insurance is primary, our <br />obligations are not affected unless any of the other insurance is also primary. Then we will share <br />with all that other insurance by the method described in 3. below. <br />2. Excess Insurance <br />If any insured has other insurance providing coverage similar to this insurance, then this <br />insurance shall be excess over and above that other insurance except where such insurance is <br />specifically designated as excess to this policy. <br />When this insurance is excess, we will have no duty to defend any "claim" or "suit" that any other <br />insurer has a duty to defend. If no other insurer defends, we will undertake to do so, but we will <br />be entitled to the insured's rights against all those other insurers. <br />When this insurance is excess over other insurance, we will pay only our share of the amount of <br />the loss, if any, that exceeds the sum of: <br />a. The total amount that all such other insurance would pay for the loss in the absence of this <br />insurance; and <br />b. The total of all deductible and self -insured amounts under all that other insurance. <br />We will share the remaining loss, if any, with any other insurance that is not described in this <br />Excess Insurance provision. <br />3. Method of Sharing <br />If all of the other insurance permits contribution by equal shares, we will follow this method also. <br />Under this approach each insurer contributes equal amounts until it has paid its applicable limit of <br />insurance or none of the loss remains, whichever comes first. <br />If any of the other insurance does not permit contribution by equal shares, we will contribute by <br />limits. Under this method, each insurer's share is based on the ratio of its applicable limit of <br />insurance to the total applicable limit of insurance of all insurers. <br />E. Premium Audit <br />1. We will compute all premiums for this Coverage Partin accordance with our rules and rates; <br />PI-SAM-008 (05/19) <br />Page 7 of 10 ttekMxnogetnvtdan <br />r es„ <br />©2019 Philadelphia Consolidated Holding Corp. P RFarwm6APPRov®ar <br />Includes copyrighted material of Insurance Services Office, Inc., with pei '• Aj& g Ac4v44 <br />�Zmw= Risk Management SpectAist <br />