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PHPK2292290 <br />PI-GLD-MK (03/12) <br />Discrimination based on race, color, religion, sex, age or national origin, except when; <br />a. Done intentionally by or at the direction of, or with the knowledge or consent of. <br />(1) Any insured; or <br />(2) Any executive officer, director, stockholder, partner or member of the insured; <br />b. Directly or indirectly related to the employment, former or prospective employment, <br />termination of employment, or application for employment of any person or persons by an <br />insured; <br />o. Directly or indirectly related to the sale, rental, lease or sublease or prospective sales, rental, <br />lease or sub -lease of any room, dwelling or premises by or at the direction of any insured; or <br />d. Insurance for such discrimination is prohibited by or held in violation of law, public policy, <br />legislation, court decision or administrative ruling. <br />The above does not apply to fines or penalties imposed because of discrimination. <br />Page 9 of 9 kt RJJeleMarrgenadDMdon <br />Includes copyrighted material of Insurance Services Office, Inc., with pet o a REV1EWED&APPRDV®3r. <br />02012 Philadelphia Indemnity Insurance Company ® AfeAav44 <br />0 Risk Management Specialist y <br />of <br />