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COMMERCIAL AUTO <br />pelmiss1on, while performing duties <br />related to the conduct of your busk <br />ness. <br />However, any "auto" that is leased, hired, <br />rented or borrowed with a driver is not a <br />covered "auto". <br />D. EMPLOYEES AS INSURED <br />The following is added to Paragraph A.1., Who Is <br />An Insured, of SECTION 1 - COVERED AUTOS <br />LIABILITY COVERAGE: <br />Any "employee" of yours is an "insured" while us- <br />ng a covered "auto" you don't own, hire or borrow <br />in your business or your personal affairs. <br />E SUPPLEMENTARY PAYMENTS -INCREASED <br />LIMITS <br />1. The following replaces Paragraph A.2.a.(2), <br />Of SECTION II - COVERED AUTOS LIABIL- <br />ITY COVERAGE: <br />(2) Lip to $3,000 for cost of bail bonds (in- <br />cluding bonds for related traffic law viola- <br />tions) required because of an "accident" <br />we cover. We do rat have to furnish <br />these bonds. <br />2 The following replaces Paragraph A.2.a.(4), <br />of SECTION II - COVERED AUTOS LIABIL- <br />ITY COVERAGE: <br />(a) With respect to any claim made or "suit" <br />brought outside the United States of <br />America, the tenitories and possessions <br />of the United States of America, Puerto <br />Rico and Canada: <br />(I) You must arrange to defend the "in- <br />sured' against, and investigate orset- <br />tie any such claim or "suit" and keep <br />us advised of all proceedings and ac, <br />tions. <br />(it) Neither you nor any other involved <br />"insured" will make any settlement <br />without our consent <br />(iii) We may, at our discretion, participate <br />in defending the "insured" against, or <br />in the settlement of, any claim or <br />"suit'. <br />(iv) We will reimburse the "insured" for <br />sums that the "insured" legally must <br />pay as damages because of "bodily <br />injury" or "property damage" to which <br />this insurance applies, that the "in- <br />sured' pays with our consent, but <br />only Lp to the limit described in Para- <br />graph C, Limits Of Insurance, of <br />SECTION 1 - COVERED AUTOS <br />LIABILITY COVERAGE. <br />(4) All reasonable expenses incurred by the <br />(v) M will reimburse the "insured" for <br />"insured" at our request, including actual <br />the reasonable expenses incurred <br />loss of earnings rp to $500 a day be- <br />with our consent for your investiga- <br />cause of time off from work - <br />ton of such claims and your defense <br />F. HIRED AUTO - LIMITED WORLDWIDE COV- <br />of the "insured" against any such <br />"suit', but only Lp to and included <br />ERAGE - INDEMNITY BASIS <br />within the limit described in Para - <br />The following replaces Subparagraph (5) in Para- <br />graph C., Limits Of Insurance, of <br />graph 8.7., Policy Period, Coverage Territory, <br />SECTION 1 : COVERED AUTOS <br />of SECTION IV - BUSINESS AUTO CONDI- <br />LIABILITY COVERAGE, and riot h <br />TIONS: <br />addition to such limit. Our duty to <br />(5) Anywhere h the world, except any country or <br />make such payments ends when we <br />jurisdiction while any trade sanction, ern-- <br />have used Lp the applicable limit of <br />bargo, or similar regulation imposed by the <br />insurance in payments for damages, <br />United States of America applies to and pro- <br />settlements or defense expenses. <br />hibits the transaction .of business with or <br />(b) This insurance is excess over any valid <br />within such country or jurisdiction, :for Cov- <br />and collectible other insurance available <br />ered Autos Liability Coverage for any covered <br />to the "insured" whether primary, excess, <br />"auto" that you lease, hire, rent or borrow <br />contingent or on arty other basis. <br />without a driver for a period of 30 days or less <br />(c) This insurance is not a substitute for re- <br />ad that is not an "auto' you base, hire, rent <br />quired or compulsory insurance in any <br />or borrow from any of your "employees", <br />country outside the United States, its ter - <br />partners (if you are a partnership), members <br />ritories and possessions, Puerto Moo and <br />(if you are a limited liability company) or <br />Canada <br />members of their households. <br />Page 2 of 4 m 2015 The Travelers Indemnity Company. Al rights reserved. <br />Includes copyrighted material of Insurance Services Office, Inc. wish its permission. <br />;9 � <br />w.kMougonadDMsinn <br />BEVIEVlED&APPRWS)Br. <br />A. p A6ev44 <br />MA Management Specialist <br />