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This exclusion applies even if damages are
<br />claimed for notification costs, credit monitoring
<br />expenses, forensic expenses, public relations
<br />expenses or any other loss, cost or expense
<br />incurred by you or others arising out of any
<br />access to or disclosure of any person's or
<br />organization's confidential or personal
<br />information.
<br />COVERAGE C MEDICAL PAYMENTS
<br />1. Insuring Agreement
<br />a. We will pay medical expenses as described
<br />below for "bodily injury' caused by an accident:
<br />(1) On premises you own or rent;
<br />(2) On ways next to premises you own or rent;
<br />or
<br />(3) Because of your operations;
<br />provided that:
<br />(a) The accident takes place in the "cover-
<br />age territory" and during the policy peri-
<br />od;
<br />(b) The expenses are incurred and reported
<br />to us within one year of the date of the
<br />accident; and
<br />(c) The injured person submits to examina-
<br />tion, at our expense, by physicians of
<br />our choice as often as we reasonably
<br />require.
<br />b. We will make these payments regardless of
<br />fault. These payments will not exceed the ap-
<br />plicable limit of insurance. We will pay reason-
<br />able expenses for:
<br />(1) First aid administered at the time of an
<br />accident;
<br />(2) Necessary medical, surgical, x-ray and
<br />dental services, including prosthetic devic-
<br />es; and
<br />(3) Necessary ambulance, hospital, profes-
<br />sional nursing and funeral services.
<br />2. Exclusions
<br />We will not pay expenses for "bodily injury":
<br />a. Any Insured
<br />To any insured, except "volunteer workers".
<br />b. Hired Person
<br />To a person hired to do work for or on behalf of
<br />any insured or a tenant of any insured.
<br />c. Injury On Normally Occupied Premises
<br />To a person injured on that part of premises
<br />you own or rent that the person normally occu-
<br />pies.
<br />d. Workers Compensation And Similar Laws
<br />To a person, whether or not an "employee" of
<br />any insured, if benefits for the "bodily injury"
<br />are payable or must be provided under a
<br />workers' compensation or disability benefits
<br />law or a similar law.
<br />e. Athletics Activities
<br />To a person injured while practicing, instructing
<br />or participating in any physical exercises or
<br />games, sports, or athletic contests.
<br />f. Products -Completed Operations Hazard
<br />Included within the "products -completed opera-
<br />tions hazard".
<br />g. Coverage A Exclusions
<br />Excluded under Coverage A.
<br />COVERAGE FORM EXCLUSIONS
<br />The following exclusions apply to all Coverages in this
<br />Coverage Form and all endorsements attached to it.
<br />1. Asbestos, Silica Or Similar Compounds,
<br />Including Mixed Dust
<br />a. This insurance does not apply to any damages,
<br />loss, cost or expense arising out of the actual,
<br />alleged or threatened contaminative, pathogen-
<br />ic, toxic or other hazardous properties of:
<br />(1) "Asbestos";
<br />(2) "Silica"; or _
<br />(3) "Mixed dust".
<br />b. This insurance does not apply to any damages,
<br />loss, cost or expense arising, in whole or in
<br />part, out of any:
<br />(1) Demand, order, request or regulatory or
<br />statutory requirement that any insured or
<br />others test for, monitor, clean up, remove,
<br />contain, treat, detoxify or neutralize, or in
<br />any way respond to, or assess; or
<br />(2) Claim or proceeding by or on behalf of a
<br />governmental authority or others for any
<br />damages, loss, cost or expense because of
<br />testing for, monitoring, cleaning up, remov-
<br />ing, containing, treating, detoxifying or neu-
<br />tralizing, or in any way responding to, or as-
<br />sessing;
<br />the effects of "asbestos", "silica" or "mixed
<br />dust".
<br />2. Employment -Related Practices
<br />This insurance does not apply to any damages,
<br />loss, cost or expense sustained at any time by:
<br />a. Any person, whether or not sustained in the
<br />course of employment by any insured, arising
<br />out of any employment -related act, omission,
<br />policy, practice or representation directed at
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<br />Form 10-02-1900 (Rev. 09- Includes copyrighted material of ISO Properties, Inc., with dl }11i l' tau pwuu„
<br />17) its permission
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