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(1) The transportation of property, unless the 28."Volunteer worker` means a person who is not injury or damage arises out of a condition in your "employee", and who donates his or her work or on a vehicle not owned or operated by and acts at the direction of and within the scope of you, and that condition was created by the duties determined by you, and is not paid a fee, "loading or unloading" of that vehicle by any salary or other compensation by you or anyone insured; else for their work performed for you. (2) The existence of tools, uninstalled equip- 29."Your product": ment or abandoned or unused materials; or a. Means: (3) Products or operations for which the classi- fication, listed in the Declarations or in a (1) Any goods or products, other than real policy schedule, states that products- property, rt roproperty, manufactured, sold, handled, dis- completed operations are subject to the or disposed of by: General Aggregate Limit. (a) You; 24."Property damage" means: (b) Others trading under your name; or. a. Physical injury to tangible property, including (c) A person or organization whose busi- all resulting loss of use of that property. All ness or assets you have acquired; and such loss of use shall be deemed to occur at (2) Containers (other than vehicles), materials, the time of the physical injury that caused it; or parts or equipment furnished in connection b. Loss of use of tangible property that is not with such goods or products. physically injured. All such loss of use shall be b. Includes: deemed to occur at the time of the "occur- rence" that caused it. (1) Warranties or representations made at any For the purposes of this insurance, electronic data time with respect to the fitness, quality, du - rability, performance or use of "your prod - is not tangible property. ucV; and As used in this definition, electronic data means (2) The providing of or failure to provide warn - information, facts or programs stored as or on, created or used on, or transmitted to or from com- ings or instructions. puter software, including systems and applications c. Does not include vending machines or other g software, hard or floppy disks, CD-ROMS, tapes, ro r property y rented to or located for the use of oth- drives, cells, data processing devices or any other ers but not sold. media which are used with electronically con- 30."Your work": trolled equipment. a. Means: 25. "Silica" means silica in any form (including sili- (1) Work or operations performed by you or on cates or other similar silicon compounds), includ- your behalf; and ing its presence or use in any alloy, by-product, compound or other material or waste. Waste in- (2) Materials, parts or equipment furnished in cludes materials to be recycled, reconditioned or connection with such work or operations. reclaimed. b. Includes: 26."Suit" means a civil proceeding in which damages (1) Warranties or representations made at any for "bodily injury", "property damage" or "personal time with respect to the fitness, quality, du - and advertising injury' to which this insurance ap- rability, performance or use of "your work", plies are alleged. "Suit" includes: and a. An arbitration proceeding in which such dam- (2) The providing of or failure to provide warn - ages are claimed and to which the insured ings or instructions, must submit or does submit with our consent; or b. Any other alternative dispute resolution pro- ceeding in which such damages are claimed and to which the insured submits with our con- sent. 27."Temporary worker' means a person who is fur- nished to you to substitute for a permanent "em- ployee" on leave or to meet seasonal or short-term workload conditions. rt�onmm c Page 16 of 16 Includes copyrighted material of ISO Properties, Form 10• Inc., with its permission 7ou acaa Ruk Mana9vmn,I Clmrzl Aitle