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Policy: 6075640236 SCA 23 500D09 (Ed. 10/11) The following is added to Section III, Paragraph AA.: d. The physical damage coverage as is provided d. We will pay for rental reimbursement expenses "auto" by this provision will be limited to the types of physical damage coverage(s) provided on incurred by you for the rental of an because "loss" "auto." your owned "autos." of to a covered Payment applies in addition to the otherwise applicable amount of e. Such physical damage coverage for hired each coverage you have on a covered "auto." No "autos" will: deductibles apply to this coverage. (1) Include loss of use, provided it is the 1. We will pay only for those expenses incurred consequence of an "accident" for which during the policy period beginning 24 hours the Named Insured is legally liable, and after the "loss" and ending, regardless of the as a result of which a monetary loss is policy's expiration, with the lesser of the sustained by the leasing or rental following number of days: concern. (a) The number of days reasonably required (2) Such coverage as is provided by this to repair or replace the covered "auto" or, provision G.e.(1) will be subject to a limit (b) 15 days. of $750 per "accident." 2. Our payment is limited to the lesser of the G. Airbag Coverage following amounts: The following is added to Section III, Paragraph B.3. (a) Necessary and actual expenses incurred; The accidental discharge of an airbag shall not be or, considered mechanical breakdown. (b) $25 per day subject to a maximum of H. Electronic Equipment $375. Section III, Paragraphs B.4.c and BA.d. are deleted 3. This coverage does not apply while there are and replaced by the following: spare or reserve "autos" available to you for C. Physical Damage Coverage on a covered your operations. "auto" also applies to "loss" to any 4. If "loss" results from the total theft of a permanently installed electronic equipment covered "auto" of the private passenger type, including its antennas and other accessories we will pay under this coverage only that amount of your rental reimbursement d. A $100 per occurrence deductible applies to expenses which is not already provided for the coverage provided by this provision. under the Physical Damage Coverage I. Diminution In Value Extension. The following is added to Section III, Paragraph B.6. F. Hired "Autos" Subject to the following, the "diminution in value" The following is added to Section III. Paragraph A.: exclusion does not apply to: 5. Hired "Autos" a. Any covered "auto" of the private passenger If Physical Damage coverage is provided under type you lease, hire, rent or borrow, without a this policy, and such coverage does not extend to driver for a period of 30 days or less, while Hired Autos, then Physical Damage coverage is performing duties related to the conduct of extended to: your business; and a. Any covered "auto" you lease, hire, rent or b. Any covered "auto" of the private passenger borrow without a driver; and type hired or rented by your "employee" without a driver for a period of 30 days or less, b. Any covered "auto" hired or rented by your under a contract in that individual "employee" without a driver, under a contract "employee's" name, with your permission, in that individual "employee's" name, with while performing duties related to the conduct your permission, while performing duties of your business. related to the conduct of your business. c. Such coverage as is provided by this c. The most we will pay for any one "accident" or provision is limited to a "diminution in value" "loss" is the actual cash value, cost of repair, loss arising directly out of accidental damage cost of replacement or $75,000 whichever is and not as a result of the failure to make less minus a $500 deductible for each repairs; faulty or incomplete maintenance or covered auto. No deductible applies to "loss" repairs; or the installation of substandard caused by fire or lightning. parts. SCA 23 500D09 Copyright, CNA Corporation, 2000. Page 2 of 3 (Ed. 10/11) Includes copyrighted material of the Insurance Services Office used with its permission.