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THE <br />HARTFORD <br />U.S. DEPARTMENT OF THE TREASURY, OFFICE OF FOREIGN ASSETS <br />CONTROL ("OFAC") ADVISORY NOTICE TO POLICYHOLDERS <br />No coverage is provided by this Policyholder Notice nor can it be construed to replace any provisions of your <br />policy. You should read your policy and review your Declarations page for complete information on the <br />coverages you are provided. <br />This Notice provides information concerning possible impact on your insurance coverage due to directives <br />issued by the United States. Please read this Notice carefully. <br />The Office of Foreign Assets Control ("OFAC") of the U.S. Department of the Treasury administers and <br />enforces economic and trade sanctions based on U.S. foreign policy and national security goals against <br />targeted foreign countries and regimes, terrorists, international narcotics traffickers, those engaged in activities <br />related to the proliferation of weapons of mass destruction, and other threats to the national security, foreign <br />policy or economy of the United States. OFAC acts under Presidential national emergency powers, as well as <br />authority granted by specific legislation, to impose controls on transactions and freeze assets under U.S. <br />jurisdiction. OFAC publishes a list of individuals and companies owned or controlled by, or acting for or on <br />behalf of, targeted countries. It also lists individuals, groups, and entities, such as terrorists and narcotics <br />traffickers designated under programs that are not country -specific. Collectively, such individuals and <br />companies are called "Specially Designated Nationals and Blocked Persons" or "SDNs". Their assets are <br />blocked and U.S. persons are generally prohibited from dealing with them. This list can be located on OFAC's <br />web site at — httpHwww.treas.gov/ofac. <br />In accordance with OFAC regulations, if it is determined that you or any other insured, or any person or entity <br />claiming the benefits of this insurance has violated U.S. sanctions law or is an SDN, as identified by OFAC, the <br />policy is a blocked contract and all dealings with it must involve OFAC. When an insurance policy is <br />considered to be such a blocked or frozen contract, no payments nor premium refunds may be made without <br />authorization from OFAC. <br />Form IH 99 40 04 09 <br />oR,N F RiskMougementDMsian <br />REVIEWED & APPROVED BY. <br />o, z <br />Ai je Acev44 <br />Risk Management Specialist <br />