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an endorsement to the Consultant's insurance (at least as broad as ISO Form CG 20 <br />10 11 85 or both CG 20 10, CG 20 26, CG 20 33, or CG 20 38; and CG 20 37 forms <br />if later revisions used). Please note, if there is an insured vs. insured exclusion on <br />the Consultant's policy, carefully review with the Consultant and their insurance <br />carrier on whether being added as an additional insured onto the Consultant's policy <br />removes your organization's ability to file suit against the Consultant and draw upon <br />the policy should final adjudication in a lawsuit state that the Consultant shall pay <br />damages to your organization. <br />2. Primary Coverage: For any claims related to this contract, the Consultant's <br />insurance coverage shall be primary. Coverage for commercial liability shall be at <br />least as broad as ISO CG 20 01 04 13 as respects the Entity, its officers, officials, <br />employees, and volunteers. Any insurance or self-insurance maintained by the <br />Entity, its officers, officials, employees, or volunteers shall be excess of the <br />Consultant's insurance and shall not contribute with it. <br />Notice of Cancellation: Each insurance policy required above shall state that <br />coverage shall not be canceled, except with notice to the Entity. <br />4. Waiver of Subrogation: Consultant hereby grants to Entity a waiver of any right <br />to subrogation which any insurer of said Consultant may acquire against the Entity <br />by virtue of the payment of any loss under such insurance. Consultant agrees to <br />obtain any endorsement that may be necessary to affect this waiver of subrogation, <br />but this provision applies regardless of whether or not the Entity has received a <br />waiver of subrogation endorsement from the insurer. <br />5. Self -Insured Retentions: Self -insured retentions must be declared to and approved <br />by the Entity. The Entity may require the Consultant to provide proof of ability to <br />pay losses and related investigations, claim administration, and defense expenses <br />within the retention. The policy language shall provide, or be endorsed to provide, <br />that the self -insured retention may be satisfied by either the named insured or Entity. <br />6. Acceptability of Insurers: Insurance is to be placed with insurers authorized to <br />conduct business in the state with a current A.M. Best's rating of no less than A- <br />:VII, unless otherwise acceptable to the Entity. <br />Claims Made Policies: If any of the required policies provide coverage on a claims - <br />made basis: <br />The Retroactive Date must be shown and must be before the date of the <br />contract or the beginning of contract work. <br />ii. Insurance must be maintained and evidence of insurance must be <br />provided for at least five (5) years after completion of the contract of <br />work. <br />iii. If coverage is canceled or non -renewed, and not replaced with another <br />claims -made policy form with a Retroactive Date prior to the contract <br />effective date, the Consultant must purchase "extended reporting" <br />coverage for a minimum of five (5) years after completion of contract <br />work. <br />