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Exhibit s
<br />Additional Customer Terms
<br />Insurance. Based on scope of services and In accordance with ICRMA guidelines, DebtBook shall maintain
<br />Insurance policies throughout the Term that meet the minimum insurance requirements set forth below:
<br />1. Commercial General Liability (CGL): Insurance Services Office Form CG 00 01 covering
<br />CGL on an "occurrence" basis, including products and completed operations, property
<br />damage, bodily injury and personal & advertising injury with limits no less than
<br />$1,000,000 per occurrence. If a general aggregate limit applies, either the general
<br />aggregate limit'shall apply separately to this project/location (ISO CG 25 03 or 25 04) or
<br />the general aggregate limit shall be twice the required occurrence limit.
<br />2. Automobile Liability: Insurance Services Office Form Number CA 0001 covering, Code 1
<br />(any auto), or if DebtBook has no owned autos, Code 8 (hired) and 9 (non -owned), with
<br />limit no less than $1,000,000 per accident for bodily injury and property damage.
<br />3. Workers' Compensation. Workers' Compensation insurance as required by the State of
<br />California, with Statutory Limits, and Employer's Liability Insurance with limit of no less
<br />than $1,000,000 per accident for bodily injury or disease.
<br />4. Errors and Omissions Insurance. Errors and Omissions insurance appropriate to
<br />DebtBook's Industry, with limit no less than $1,000,000 per occurrence or claim,
<br />$2,000,000 aggregate.
<br />If DebtBook maintains broader coverage and/or higher limits than the minimums shown above, Customer
<br />requires and shall be entitled to the broader coverage and/or the higher limits maintained by DebtBook. Any
<br />available insurance proceeds in excess of the specified minimum limits of insurance and coverage shall be
<br />available to Customer.
<br />Other Insurance Provisions. The insurance policies are to contain, or be endorsed to contain, the following
<br />provisions:
<br />Additional Insured Status. The Customer, its officers, officials, employees, and volunteers are to be
<br />covered as additional insureds on the CGL policy with respect to liability arising out of work or operations
<br />performed by or on behalf of DebtBook Including materials, parts, or equipment furnished in connection with
<br />such work or operations. General liability coverage can be provided in the form of an endorsement to
<br />DebtBook's insurance (at least as broad as ISO Form CG 20 10 1185 or both CG 2010, CG 20 26, CG 20 33,
<br />or CG 20 38; and CG 20 37 forms if later revisions used).
<br />Primary Coverage. For any claims related to this contract, DebtBook's insurance coverage shall be
<br />primary insurance primary coverage at least as broad as ISO CG 20 0104 13 as respects the Customer, its
<br />officers, officials, employees, and volunteers. Any insurance or self-insurance maintained by the Customer, its
<br />officers, officials, employees, or volunteers shall be excess of DebtBook's insurance and shall not contribute
<br />with it.
<br />Notice of Cancellation. Each insurance policy required above shall state that coverage shall not be
<br />canceled, except with notice to the Customer,
<br />Waiver of Subrogation. 4ebtBook hereby grants to Customer a waiver of any right to subrogation which
<br />any insurer of said DebtBook may acquire against the Customer by virtue of the payment of any loss under
<br />such insurance. DebtBook agrees to obtain any endorsement that may be necessary to affect this waiver of
<br />subrogation, but this provision applies regardless of whether or not the Customer has received a waiver of
<br />subrogation endorsement from the insurer.
<br />Self -Insured Retentions. Self -insured retentions must be declared to and approved by the Customer.
<br />The Customer may require the DebtBook to purchase coverage with a lower retention or provide proof of ability
<br />to pay losses and related investigations, claim administration, and defense expenses within the retention. The
<br />September 2022 Form
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