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emergency medical technician or paramedic o. Recall of Products, Work or Impaired
<br /> employed by you if you are not engaged in the Property is replaced by the following:
<br /> business or occupation of providing medical, o. Recall of Products, Work or Impaired
<br /> paramedical, surgical, dental, x-ray or nursing Property
<br /> services.
<br /> 6. Personal Injury-Broad Form Damages claimed for any loss, cost or
<br /> expense incurred by you or others for
<br /> a. SECTION II - LIABILITY, B. Exclusions, 2. the loss of use, withdrawal, recall,
<br /> Additional Exclusions Applicable only to inspection, repair, replacement,
<br /> "Personal and Advertising Injury", paragraph adjustment, removal or disposal of:
<br /> e. is deleted. (1) "Your product";
<br /> b. SECTION II - LIABILITY, F. Liability and (2) "Your work"; or
<br /> Medical Expenses Definitions, 14. "Personal
<br /> and advertising injury", paragraph b. is (3) "Impaired property";
<br /> replaced by the following: If such product, work or property is
<br /> b. Malicious prosecution or abuse of withdrawn or recalled from the market or
<br /> process. from use by any person or organization
<br /> c. The following is added to SECTION II - because of a known or suspected defect,
<br /> LIABILITY, F. Liability and Medical Expenses deficiency, inadequacy or dangerous
<br /> Definitions, Definition 14. "Personal and condition in it, but this exclusion does
<br /> advertising injury": not apply to product recall expenses"
<br /> that you incur for the covered recall of
<br /> "Discrimination" (unless insurance thereof is "your product".
<br /> prohibited by law) that results in injury to the However, the exception to the exclusion
<br /> feelings or reputation of a natural person, does not apply to "product recall
<br /> but only if such "discrimination" is: expenses" resulting from:
<br /> (1) Not done intentionally by or at the
<br /> direction of: (4) Failure of any products to accomplish
<br /> their intended purpose;
<br /> (a) The insured; (5) Breach of warranties of fitness,
<br /> (b) Any officer of the corporation, quality, durability or performance;
<br /> director, stockholder, partner or (6) Loss of customer approval, or any
<br /> member of the insured; and cost incurred to regain customer
<br /> (2) Not directly or indirectly related to an approval;
<br /> "employee", not to the employment, (7) Redistribution or replacement of
<br /> prospective employment or termination "your product" which has been
<br /> of any person or persons by an insured. recalled by like products or
<br /> d. For purposes of this endorsement, the substitutes;
<br /> following definition is added to SECTION II - (8) Caprice or whim of the insured;
<br /> LIABILITY, F. Liability and Medical Expenses
<br /> Definitions: (9) A condition likely to cause loss of
<br /> 1. "Discrimination" means the unlawful which any insured knew or had
<br /> treatment of individuals based upon race, reason to know at the inception of
<br /> color, ethnic origin, gender, religion, age, this insurance;
<br /> or sexual preference. "Discrimination" (10)Asbestos, including loss, damage or
<br /> does not include the unlawful treatment clean up resulting from asbestos or
<br /> of individuals based upon developmental, asbestos containing materials; or
<br /> physical, cognitive, mental, sensory or (11)Recall of "your products" that have
<br /> emotional impairment or any no known or suspected defect solely
<br /> combination of these. because a known or suspected
<br /> e. This coverage does not apply if liability defect in another of "your products"
<br /> coverage for "personal and advertising has been found.
<br /> injury" is excluded either by the provisions of b. The following is added to SECTION II -
<br /> the Coverage Form or any endorsement LIABILITY, C. Who Is An Insured, paragraph
<br /> thereto. 3.b.:
<br /> 7. Product Recall Expense "Product recall expense" arising out of any
<br /> a. SECTION II- LIABILITY, B. Exclusions, 1. withdrawal or recall that occurred before you
<br /> Applicable To Business Liability Coverage, acquired or formed the organization.
<br /> 391-1006 08 16 Includes copyrighted materials of Insurance Services Offices, Inc.,with its permission. Page 4 of 6
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