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CNA Business Auto Policy <br /> Policy Endorsement <br /> (4) Discovery of willful or grossly negligent acts or omissions, or of any violations of state laws or <br /> regulations establishing safety standards, by you or your representative, which materially <br /> increase any of the risks insured against. <br /> (5) Failure by you or your representative to implement reasonable loss control requirements, agreed <br /> to by you as a condition of policy issuance, or which were conditions precedent to our use of a <br /> particular rate or rating plan, if that failure materially increases any of the risks insured against. <br /> (6) A determination by the Commissioner of Insurance that the: <br /> (a) Loss of, or changes in, our reinsurance covering all or part of the risk would threaten our <br /> financial integrity or solvency; or <br /> (b) Continuation of the policy coverage would: <br /> (i) Place us in violation of California law or the laws of the state where we are domiciled; or <br /> (ii) Threaten our solvency. <br /> (7) A change by you or your representative in the activities or property of the commercial or <br /> industrial enterprise, which results in a materially added, increased or changed risk, unless the <br /> added, increased or changed risk is included in the policy. <br /> b. We will mail or deliver advance written notice of cancellation, stating the reason for cancellation, to <br /> the first Named Insured, at the mailing address shown in the policy, and to the producer of record, <br /> at least: <br /> (1) 10 days before the effective date of cancellation if we cancel for nonpayment of premium or <br /> discovery of fraud; or <br /> (2) 30 days before the effective date of cancellation if we cancel for any other reason listed in <br /> Paragraph 3.a. <br /> B. The following provision is added to the Cancellation Common Policy Condition: <br /> 7. Residential Property <br /> This provision applies to coverage on real property which is used predominantly for residential purposes <br /> and consisting of not more than four dwelling units, and to coverage on tenants' household personal <br /> property in a residential unit, if such coverage is written under one of the following: <br /> Commercial Property Coverage Part <br /> Farm Coverage Part - Farm Property - Farm Dwellings, Appurtenant Structures And Household <br /> Personal Property Coverage Form <br /> a. If such coverage has been in effect for 60 days or less, and is not a renewal of coverage we <br /> previously issued, we may cancel this coverage for any reason, except as provided in b. and c. <br /> below. <br /> b. We may not cancel this policy solely because the first Named Insured has: <br /> (1) Accepted an offer of earthquake coverage; or <br /> Rick Management DMsim <br /> Form No: IL 02 70 07 20 0=' REmEWED&APPROVED BY. <br /> Endorsement Effective Date: Endorsement Expiration Date: �'I' A Aecv44 <br /> Endorsement No: 21; Page: 2 of 5 ®' Risk Management specialist <br /> Underwriting Company: Transportation Insurance Company, 151 N Franklin St, Chicago, IL 60606 <br /> e Copyright Insurance Services Office, Inc., 2020 <br />