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3. Paragraph 6. of Section III - Limits Of Insurance is deleted and replaced by the following:
<br /> 6. Subject to Paragraph 5. above, the greater of:
<br /> a. $500,000; or
<br /> b. The Damage To Premises Rented To You Limit shown in the Declarations;
<br /> is the most we will pay under Coverage A for damages because of"property damage"to premises
<br /> while rented to you, or in the case of damage by fire, lightning, explosion, "smoke", or leakage from
<br /> automatic fire protective systems, while rented to you or temporarily occupied by you with permission of
<br /> the owner, including the contents of such premises rented to you for a period of seven or fewer
<br /> consecutive days.
<br /> 4. Subparagraph b.(1)(a)(ii) of Paragraph 4. Other Insurance of Section IV-Commercial General Liability
<br /> Conditions is deleted and replaced by the following:
<br /> (ii) That is fire, lightning, explosion, "smoke" or leakage from automatic fire protective systems insurance
<br /> for premises rented to you or temporarily occupied by you with permission of the owner, or for personal
<br /> property of others in your care, custody or control;
<br /> 5. Subparagraph a. of Definition 9. "Insured contract" of Section V- Definitions is deleted and replaced by
<br /> the following:
<br /> a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that
<br /> indemnifies any person or organization for damage by fire, lightning, explosion, "smoke" or leakage
<br /> from automatic fire protective systems to premises while rented to you or temporarily occupied by you
<br /> with permission of the owner is not an "insured contract".
<br /> 6. As used in this provision "smoke"does not include smoke from agricultural smudging, industrial operations
<br /> or a "hostile fire".
<br /> O. MEDICAL PAYMENTS
<br /> 1. Under Section I -Coverages, Coverage C, Medical Payments, paragraph 1., Insuring Agreement, the
<br /> requirement that expenses are incurred and reported to us within one year of the date of the accident is
<br /> changed to three years.
<br /> 2. The Medical Expense Limit is $15,000 per person or the amount shown in the Declarations as the Medical
<br /> Expense Limit, whichever is greater.
<br /> 3. This provision O. does not apply if Coverage C, Medical Payments, is otherwise excluded either by the
<br /> provisions of the Coverage Form or by endorsement.
<br /> P. NON-OWNED AIRCRAFT
<br /> 1. Under Section I -Coverages, Coverage A, Bodily Injury and Property Damage Liability, item 2.,
<br /> Exclusions, item g., Aircraft,Auto Or Watercraft, does not apply to an aircraft that is:
<br /> a. Hired, chartered or loaned with a paid crew; and
<br /> b. Not owned by any insured.
<br /> 2. The insurance afforded by this provision P. is excess over any other valid and collectible insurance
<br /> (including any deductible or Self Insured Retention) available to the insured, whether such insurance is
<br /> primary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance -
<br /> Excess Insurance provisions in the Commercial General Liability Conditions.
<br /> Q. NON-OWNED WATERCRAFT
<br /> 1. Under Section II -Who Is Insured, is amended as follows:
<br /> To include as an insured for any watercraft that is covered by this policy, any person who, with your
<br /> expressed or implied consent, either uses or is responsible for the use of a watercraft. However, no person
<br /> or organization is an insured with respect to:
<br /> a. "Bodily injury"to a co-"employee" of the person operating the watercraft; or
<br /> b. "Property damage"to property owned by, rented to, in the charge of or occupied by you or the
<br /> employer of any person who is an insured under this provision.
<br /> 2. In the exception to the Aircraft, Auto Or Watercraft exclusion under Coverage A, Bodily Injury And
<br /> Property Damage Liability, the limitation on the length of a watercraft is increased to 75 feet.
<br /> 3. The insurance afforded by this provision Q. is excess over any other valid and collectible insurance
<br /> (including any deductible or Self Insured Retention) available to the insured, whether such insurance is
<br /> primary, excess, contingent or on any other basis. Any payments by us will follow the Other Insurance -
<br /> Excess Insurance provisions in the Commercial General Liability Conditions.
<br /> CG 83 60 12 19 Includes copyrighted material of Insurance Page 5 of 6
<br /> Services Office, Inc., with its permission.
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