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3 <br />advertising injury with limits no less than $1,000,000 per occurrence. If a general aggregate <br />limit applies, either the general aggregate limit shall apply separately to this project/location <br />(ISO CG 25 03 or 25 04) or the general aggregate limit shall be twice the required occurrence <br />limit. <br /> <br />• Automobile Liability: ISO Form Number CA 00 01 covering any auto (Code 1), or if <br />Consultant has no owned autos, hired, (Code 8) and non-owned autos (Code 9), with limit no <br />less than $1,000,000 per accident for bodily injury and property damage. <br /> <br />• Workers’ Compensation insurance as required by the State of California, with Statutory <br />Limits, and Employer’s Liability Insurance with limit of no less than $1,000,000 per accident <br />for bodily injury or disease. <br /> <br />• Professional liability (errors and omissions) insurance, with a combined single limit of not <br />less than $1,000,000 per claim with $2,000,000 in the aggregate. <br /> <br />If the Consultant maintains broader coverage and/or higher limits than the minimums <br />shown above, the City requires and shall be entitled to the broader coverage and/or the higher <br />limits maintained by the Consultant. Any available insurance proceeds in excess of the <br />specified minimum limits of insurance and coverage shall be available to the City. <br />Self-Insured Retentions <br />Self-insured retentions must be declared to and approved by the City. The City may require the <br />Consultant to provide proof of ability to pay losses and related investigations, claim administration, <br />and defense expenses within the retention. The policy language shall provide, or be endorsed to <br />provide, that the self-insured retention may be satisfied by either the named insured or City. <br />Other Insurance Provisions <br />The general liability policy is to contain, or be endorsed to contain, the following provisions: <br />1. The City, its officers, officials, employees, agents, and volunteers are to be covered as <br />additional insureds with respect to liability arising out of work or operations performed <br />by or on behalf of the Contractor including materials, parts or equipment furnished in <br />connection with such work or operations. <br />2. For any claims related to this contract, the Consultant’s insurance coverage shall be <br />primary insurance coverage at least as broad as ISO CG 20 01 04 13 as respects the City, <br />its officers, officials, employees, agents, and volunteers. <br />3. The Insurance Company agrees to waive all rights of subrogation against the City, its <br />elected or appointed officers, officials, agents, and employees for losses paid under the <br />terms of any policy which arise fr om work performed by the Consultant for the City. This <br />provision also applies to the Consultant ’s Workers’ Compensation policy. <br />4. Each insurance policy required above shall provide that coverage shall not be canceled, <br />except with notice to the City. <br />Acceptability of Insurers <br />Insurance is to be placed with insurers authorized to conduct business in the state with a current <br />A.M. Best’s rating of no less than A: VII, unless otherwise acceptable to the City.