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QUICK REFERENCE <br /> BUSINESS LIABILITY COVERAGE FORM <br /> READ YOUR POLICY CAREFULLY <br /> BUSINESS LIABILITY COVERAGE FORM Beginning on Page <br /> A. COVERAGES 1 <br /> Business Liability 1 <br /> Medical Expenses 2 <br /> Coverage Extension-Supplementary Payments 2 <br /> B. EXCLUSIONS 3 <br /> C. WHO IS AN INSURED 10 <br /> D. LIABILITY AND MEDICAL EXPENSES <br /> LIMITS OF INSURANCE 14 <br /> E. LIABILITY AND MEDICAL EXPENSES GENERAL CONDITIONS 15 <br /> 1. Bankruptcy 15 <br /> 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit 15 <br /> 3. Financial Responsibility Laws 16 <br /> 4. Legal Action Against Us 16 <br /> 5. Separation Of Insureds 16 <br /> 6. Representations 16 <br /> 7. Otherinsurance 16 <br /> 8. Transfer Of Rights Of Recovery Against Others To Us 17 <br /> F. OPTIONAL ADDITIONAL INSURED COVERAGES 18 <br /> Additional Insureds 18 <br /> G. LIABILITY AND MEDICAL EXPENSES DEFINITIONS 20 <br /> Form SS 00 08 04 05 <br />