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<br />EXHIBIT 3 <br />aids in the discharge or release of Grantor, or any other person, any Obligation, or any collateral <br />by operation of law or otherwise. <br />The waivers set forth in this Section 10 shall also apply, to the fullest extent permitted by <br />law to all other real and/or personal property of Grantornow or hereafter assigned to Beneficiary <br />as security for the Obligations. Grantorwarrants and agrees that each, of the waivers set forth <br />above are made with Grantor’s full knowledge of their significance and consequences, with the <br />understanding that events giving rise to any defense waived may diminish, destroy or otherwise <br />adversely affect rights which Trustor otherwise may have against Beneficiary or others, or <br />against collateral, and that under the circumstances, the waivers are reasonable and not contrary <br />to public policy or law. If any of the waivers are determined to be contrary to any applicable law <br />or public policy, such waivers shall be effective to the maximum extent permitted by law. <br />{signatures on following page} <br />37 <br />WISEPlace Permanent Supportive Housing <br />City HOME-ARP Deed of Trust