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<br />EXHIBIT 3 <br />or which may pose a hazard to the health and safety of the occupants of the Property or the <br />owners or occupants of property adjacent to or surrounding the Property, or any other person <br />coming on the Property or any adjacent property; and <br />(h) any other chemical, material, or substance that may pose a hazard to the <br />environment. <br />The term Hazardous Substance shall not include materials or substances <br />commonly used in the construction and operation of an apartment complex in <br />accordance with applicable Hazardous Substance Law. <br />“Hazardous Substance Claim” means any enforcement, cleanup, removal, remedial, or <br />other governmental, regulatory, or private actions, agreements, or orders threatened, instituted, or <br />completed pursuant to any Hazardous Substance Law together with all claims made or <br />threatened by any third party against Trustor or the Property relating to damage, contribution, <br />cost-recovery compensation, loss, or injury resulting from the presence, release or discharge of <br />any Hazardous Substance. <br />“Hazardous Substance Law” means any federal, state, or local law, ordinance, regulation, or <br />policy relating to the environment, health, and safety, any Hazardous Substance (including, <br />without limitation, the use, handling, transportation, production, disposal, discharge, or <br />storage of the substance), industrial hygiene, soil, groundwater, and indoor and ambient <br />air conditions or the environmental conditions on the Property, including, without <br />limitation, the Comprehensive Environmental Response, Compensation, and Liability Act <br />of 1980 [42 USCS §§ 9601 et seq.], as amended from time to time; the Hazardous <br />Substances Transportation Act [49 USCS §§ 1801 et seq.], as amended from time to time; <br />the Resource Conservation and Recovery Act [42 USCS §§ 6901 et seq.], as amended from <br />time to time; the Federal Water Pollution Control Act [33 USCS §§ 1251 et seq.], as <br />amended from time to time; the Hazardous Substance Account Act [Health and Safety <br />Code §§ 25300 et seq.], as amended from time to time; the Hazardous Waste Control Law <br />[Health and Safety Code §§ 25100 et seq.], as amended from time to time; the Medical <br />Waste Management Act [Health and Safety Code §§ 25015 et seq.], as amended from time <br />to time; and the Porter-Cologne Water Quality Control Act [Water Code §§ 13000 et seq.], <br />as amended from time to time.“Limited Partner” means the Tax Credit Investor and any <br />other Limited Partner(s) or Special Limited Partner(s) of Developer, and their successors and <br />assigns. <br />“Loan Agreement” means that certain Loan Agreement, which terms and provision are <br />incorporated into this Deed of Trust by reference, of even date herewith between Trustor and <br />Beneficiary. <br />“Note” means that certain promissory note of even date herewith executed by the Trustor, <br />the payment of which is secured by this deed of Trust. <br />“Principal” means the aggregate of all principal and interest due under the Note. <br />5 <br />WISEPlace Permanent Supportive Housing <br />City HOME-ARP Deed of Trust