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34 <br />Westview House <br />City HOME Deed of Trust <br />any other remedy in Beneficiary’s power. Upon the occurrence of any Event of Default, <br />Beneficiary is hereby expressly given the right, at its option, to proceed in the enforcement of <br />this Deed of Trust, independently of any other remedy or security Beneficiary may at any time <br />hold in connection with the Obligations, and Beneficiary shall not in any way be obligated or <br />otherwise required to proceed upon or against and/or exhaust any other security or remedy before <br />proceeding to enforce this Deed of Trust. <br />(d) Trustor hereby waives any defense arising by reason of: (i) any disability <br />or other defense of Trustor or any other person; (ii) the cessation from any cause whatsoever, <br />other than full payment and performance of the Obligations, of the Obligations of Trustor or any <br />other person; or (iii) any act or omission by Beneficiary which directly or indirectly results in or <br />aids in the discharge or release of Trustor, or any other person, any Obligation, or any collateral <br />by operation of law or otherwise. <br /> The waivers set forth in this Section 9 shall also apply, to the fullest extent permitted by <br />law to all other real and/or personal property of Trustor now or hereafter assigned to Beneficiary <br />as security for the Obligations. Trustor warrants and agrees that each, of the waivers set forth <br />above are made with Trustor’s full knowledge of their significance and consequences, with the <br />understanding that events giving rise to any defense waived may diminish, destroy or otherwise <br />adversely affect rights which Trustor otherwise may have against Beneficiary or others, or <br />against collateral, and that under the circumstances, the waivers are reasonable and not contrary <br />to public policy or law. If any of the waivers are determined to be contrary to any applicable law <br />or public policy, such waivers shall be effective to the maximum extent permitted by law. <br /> <br />{signatures on following page} <br /> <br />EXHIBIT 3