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50 <br />Westview House <br />City HOME Loan Agreement <br /> Attn: Stephen A. Strain, Esq. <br /> <br />And: Chernove and Associates, Inc. <br /> 16027 Ventura Boulevard #660 <br /> Encino, CA 91436 <br /> Attn: Sheldon Chernove, Esq. <br />And: R4 WHCA Acquisition LP <br />c/o R4 Capital LLC <br />780 Third Avenue, 16th Floor <br />New York, New York 10017 <br />Attention: Marc Schnitzer <br />E-Mail: mschnitzer@R4cap.com <br /> <br />And: Frost Brown Todd LLC <br />400 West Market Street, Suite 3200 <br />Louisville, Kentucky 40202 <br />Attention: Amy Curry <br /> <br />If to City: City of Santa Ana <br />Executive Director (CDA) <br />20 Civic Center Plaza (M-26) <br />P .0. Box 1988 <br />Santa Ana, California 92702 <br /> <br />With a copy to: City Attorney <br />City of Santa Ana <br />20 Civic Center Plaza, 7th Floor (M-29) <br />Santa Ana, California 92702 <br /> <br />Addresses for notice may be changed as required by written notice to all other parties. All <br />notices personally served shall be effective when actually received. All notices mailed shall <br />be effective three (3) days after deposit in the U.S. Mail, postage prepaid. The foregoing <br />notwithstanding, the non-receipt of any notice as the result of a change of address of which <br />the sending party was not notified or as the result of a refusal to accept delivery shall be <br />deemed receipt of such notice. <br /> <br />21.3. Survival of Representations and Warranties. All representations and <br />warranties in the Loan Documents shall survive the making of the City/HOME Loan <br />described herein and have been or will be relied on by City notwithstanding any <br />investigation made by either party. <br />21.4. No Third Parties Benefited. This Agreement is made for the purpose of <br />setting forth rights and obligations of Developer and the City, and no other person shall <br />have any rights hereunder or by reason hereof. <br />21.5. Reserved. <br />EXHIBIT 3