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Lead Underwriter <br />✓ <br />Underwritten over $40 billion of senior managed financings <br />Patty McGrorry <br />✓ <br />19+ years of municipal finance experience <br />Managing Director <br />✓ <br />B.A. from Villanova University <br />P: (212) 248-3884 <br />E: patty.mcgrorry@ramirezco.com <br />Co -Lead Underwriter <br />✓ <br />45+ years of municipal finance underwriting experience <br />John Young <br />✓ <br />Former MSRB Vice -Chairman and former head of Municipal <br />Managing Director <br />Bond Underwriting at Bear Stearns <br />P: (212) 248-3870 <br />E: john.young@ramirezco.com <br />Chief Credit Strategist <br />✓ <br />30+ years of experience as a municipal credit research <br />Peter Block <br />analyst <br />Managing Director <br />✓ <br />Prior to joining Ramirez Mr. Block was the Head Trading Desk <br />P: (212) 248-3885 <br />Analyst for Morgan Stanley's Institutional Municipal <br />E: peter.block@ramirezco.com <br />Securities Division <br />✓ <br />Former Director at Standard & Poor's and Sector Leader for <br />Derivatives and Public Pensions <br />z <br />z <br />Ln <br />U_ <br />0 <br />i' <br />