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EXHIBIT 1 <br />The following requirements apply to the insurance to be provided by Developer pursuant to this section: <br />a. Commercial general liability and business automobile insurance policies shall (a) name the City, <br />Authority, its officers, employees, agents, volunteers and representatives as additional <br />insured(s); (b) be primary and not contributory with respect to insurance or self-insurance <br />programs maintained by the City and Authority; and (c) contain standard separation of insureds <br />provisions. A sample additional insured endorsement is attached hereto as Exhibit C. Developer <br />shall maintain all insurance required above in full force and effect for the entire period covered <br />by this Agreement. <br />b. Certificates of insurance shall be furnished to the City and Authority upon execution of this <br />Contract and shall be approved in form by the City Attorney. <br />c. Certificates and policies shall state that the policies shall not be canceled or reduced in coverage <br />or changed in any other material aspect without thirty (30) days prior written notice to the City <br />and Authority. <br />If Developer fails or refuses to produce or maintain the insurance required by this section or fails or <br />refuses to furnish the City and the Authority with required proof that insurance has been procured and is <br />in force and paid for, the City and Authority shall have the right, at the City's/Authority's election, to <br />forthwith terminate the Contract. Such termination shall not affect Developer's right to be paid for its time <br />and materials expended prior to notification of termination. Developer waives the right to receive <br />compensation and agrees to indemnify the City and the Authority for any work performed prior to approval <br />of insurance by the City and Authority. <br />ii. HOLD HARMLESS/ INDEMNIFICATION <br />To the fullest extent permitted by law, Developer shall indemnify, defend and hold harmless City, <br />Authority, its officers, agents and employees (collectively, the "Indemnified Parties") from and against any <br />and all claims (including, without limitation, claims for bodily injury, death or damage to property), <br />demands, obligations, damages, actions, causes of action, suits, losses, judgments, fines, penalties, <br />liabilities, costs and expenses (including, without limitation, attorney's fees, disbursements and court <br />costs) of every kind and nature whatsoever (individually, a Claim; collectively, "Claims"), which may arise <br />from or in any manner relate (directly or indirectly) to any work performed or services provided under this <br />Contract (including, without limitation, defects in workmanship and/or materials) or Developer's presence <br />or activities conducted performing the work (including the negligent and/or willful acts, errors and/or <br />omissions of Developer, its principals, officers, agents, employees, vendors, suppliers, contractors, <br />subcontractors, anyone employed directly or indirectly by any of them or for whose acts they may be <br />liable for any or all of them). Notwithstanding the foregoing, nothing herein shall be construed to require <br />Developer to indemnify the Indemnified Parties from any Claim arising from the sole negligence or willful <br />misconduct of the Indemnified Parties. Nothing in this indemnity shall be construed as authorizing any <br />award of attorney's fees in any action on or to enforce the terms of the Agreement. This indemnity shall <br />apply to all claims and liability regardless of whether any insurance policies are applicable. The policy <br />limits do not act as a limitation upon the amount of indemnification to be provided by the Developer. <br />iii. NOTICE <br />City of Santa Ana Community Development Agency <br />Request for Proposals for Affordable Homeownership Opportunities <br />Page 20 <br />