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Policy No. EF4CE00134-251 COMMON POLICY CONDITIONS - CALIFORNIA All Coverage Parts included in this policy are subject to the following conditions and supersede any similar condition contained in this policy. A. Cancellation a. Make inspections and surveys at any 1. The first Named Insured shown in the time; Declarations may cancel this policy by b. Give you reports on the conditions we mailing or delivering to us advance written find; and notice of cancellation. c. Recommend changes. 2. We may cancel this policy by mailing or 2. We are not obligated to make any delivering to the first Named Insured written inspections, surveys, reports or notice of cancellation at least: recommendations and any such actions we a. 10 days before the effective date of do undertake relate only to insurability and cancellation if we cancel for the premiums to be charged. We do not nonpayment of premium; or make safety inspections. We do not b. 30 days before the effective date of undertake to perform the duty of any person cancellation if we cancel for any other or organization to provide for the health or reason. safety of workers or the public. And we do not warrant that conditions: 3. We will mail or deliver our notice to the first Named Insured's last mailing address a. Are safe or healthful; or known to us. b. Comply with laws, regulations, codes or 4. Notice of cancellation will state the effective standards. date of cancellation. The policy period will 3. Paragraphs 1. and 2. of this condition apply end on that date. not only to us, but also to any rating, 5. If this policy is cancelled, we will send the advisory, rate service or similar first Named Insured any premium refund organization which makes insurance due. If we cancel, the refund will be pro inspections, surveys, reports or rata. If the first Named Insured cancels, the recommendations. refund may be less than pro rata. The 4. Paragraph 2. of this condition does not cancellation will be effective even if we apply to any inspections, surveys, reports have not made or offered a refund. or recommendations we may make relative 6. If notice is mailed, proof of mailing will be to certification, under state or municipal sufficient proof of notice. statutes, ordinances or regulations, of B. Changes boilers, pressure vessels or elevators. E. Premiums This policy contains all the agreements between you and us concerning the insurance The first Named Insured shown in the afforded. The first Named Insured shown in Declarations: the Declarations is authorized to make 1. Is responsible for the payment of all changes in the terms of this policy with our premiums; and consent. This policy's terms can be amended 2. Will be the payee for any return premiums or waived only by endorsement issued by us we pay. and made a part of this policy. F. Transfer Of Your Rights And Duties Under C. Examination Of Your Books And Records This Policy We may examine and audit your books and Your rights and duties under this policy may records as they relate to this policy at any time not be transferred without our written consent during the policy period and up to three years except in the case of death of an individual afterward. named insured. D. Inspections And Surveys 1. We have the right to: EIL 00 745 09 18 Copyright, Everest Reinsurance Co., 2018 Page 1 of 2 Includes copyrighted material of Insurance Services Office, Inc., with its permission.