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PI-MANU-1 (01/00) <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />Waiver of Subrogation and Primary Non -Contributory Wording <br />1. Other provisions of the policy notwithstanding, this policy will be primary for all losses covered herein, and the existence of <br />other insurance will not serve to reduce our obligation. <br />2. You will have the right to waive our rights of recovery prior to a loss with respect to any party. This must be done in writing to <br />affect our rights. <br />All other terms and conditions of this Policy remain unchanged. <br />