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Philadelphia Indemnity Insurance Company PI-BOP-012 (01/18) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. HIRED AND NON -OWNED AUTO LIABILITY This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM A. Insurance is provided only for those coverages for which a specific limit or premium charge is shown in the Declarations. 1. Hired Auto Liability The insurance provided under SECTION II — LIABILITY, A. Coverages, 1. Business Liability; applies to "bodily injury" or "property damage" arising out of the maintenance or use of a "hired auto" by you or your "employees" in the course of your business. 2. Non -Owned Auto Liability The insurance provided under SECTION II — LIABILITY, A. Coverages, 1. Business Liability; applies to "bodily injury" or "property damage" arising out of the use of any "non -owned auto" in your business by any person other than you. B. For insurance provided by this endorsement only: 1. The exclusions, under SECTION II —LIABILITY, B. Exclusions, 1. Applicable to Business Liability Coverage, other than exclusions a., b., d., f. and i. and the Nuclear Energy Liability Exclusion, are deleted and replaced by the following: a. "Bodily injury" to: (1) An "employee" of the insured arising out of and in the course of: (a) Employment by the insured; or (b) Performing duties related to the conduct of the insured's business; or (2) The spouse, child, parent, brother or sister of that "employee" as a consequence of Paragraph (1) above. This exclusion applies: (1) Whether the insured may be liable as an employer or in any other capacity; and (2) To any obligation to share damages with or repay someone else who must pay damages because of injury. This exclusion does not apply to: (1) Liability assumed by the insured under an "insured contract"; or (2) "Bodily injury" arising out of and in the course of domestic employment by the insured unless benefits for such injury are in whole or in part either payable or required to be provided under any workers compensation law. PI-BOP-012 (01/18) Page 1 of 3 Includes copyrighted material of Insurance Services Office, Inc., with its permission.