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Philadelphia Indemnity Insurance Company <br />PI-BOP-012 (01/18) <br />3. "Non -Owned Auto" means any "auto" you do not own, lease, hire, rent or borrow which is used <br />in connection with your business. However, if you are a partnership, a "non -owned auto" does not <br />include any "auto" owned by any partner. <br />PI-BOP-012 (01/18) <br />Page 3 of 3 <br />Includes copyrighted material of Insurance Services Office, Inc., with its permission. <br />