Laserfiche WebLink
obligationforanydifferencebetweentheactual <br />4.AMENDEDFELLOWEMPLOYEEEXCLUSION <br />cashvalueofthe"auto"atthetimeofthe"loss" <br />EXCLUSION5.-FELLOWEMPLOYEE-of <br />andthe"outstandingbalance"oftheloan/lease. <br />SECTIONII-LIABILITYCOVERAGEdoesnot <br />"Outstandingbalance"meanstheamountyou <br />applyifyouhaveworkers'compensation <br />oweontheloan/leaseatthetimeof"loss"less <br />insurancein-forcecoveringallofyour <br />anyamountsrepresentingtaxes;overdue <br />"employees". <br />payments;penalties,interestorchargesresulting <br />Coverageisexcessoveranyothercollectible <br />fromoverduepayments;additionalmileage <br />insurance. <br />charges;excesswearandtearcharges;lease <br />5.HIREDAUTOPHYSICALDAMAGECOVERAGE <br />terminationfees;securitydepositsnotreturnedby <br />Ifhired"autos"arecovered"autos"forLiabilitythelessor;costsforextendedwarranties,credit <br />CoverageandifComprehensive,SpecifiedlifeInsurance,health,accidentordisability <br />CausesofLoss,orCollisioncoveragesareinsurancepurchasedwiththeloanorlease;and <br />providedunderthisCoverageFormforany"auto"carry-overbalancesfrompreviousloansor <br />youown,thenthePhysicalDamageCoveragesleases. <br />providedareextendedto"autos"youhireor <br />8.AIRBAGCOVERAGE <br />borrow,subjecttothefollowinglimit. <br />UnderParagraphB.EXCLUSIONS-ofSECTION <br />Themostwewillpayfor"loss"toanyhired"auto" <br />III-PHYSICALDAMAGECOVERAGE,the <br />is: <br />followingisadded: <br />(1)$100,000; <br />Theexclusionrelatingtomechanicalbreakdown <br />(2)Theactualcashvalueofthedamagedor <br />doesnotapplytotheaccidentaldischargeofan <br />stolenpropertyatthetimeofthe"loss";or <br />airbag. <br />(3)Thecostofrepairingorreplacingthe <br />9.ELECTRONICEQUIPMENT-BROADENED <br />damagedorstolenproperty, <br />COVERAGE <br />whicheverissmallest,minusadeductible.The <br />a.TheexceptionstoParagraphsB.4- <br />deductiblewillbeequaltothelargestdeductible <br />EXCLUSIONS-ofSECTIONIII-PHYSICAL <br />applicabletoanyowned"auto"forthatcoverage. <br />DAMAGECOVERAGEarereplacedbythe <br />Nodeductibleappliesto"loss"causedbyfireor <br />following: <br />lightning.HiredAutoPhysicalDamagecoverage <br />Exclusions4.c.and4.d.donotapplyto <br />isexcessoveranyothercollectibleinsurance. <br />equipmentdesignedtobeoperatedsolelyby <br />Subjecttotheabovelimit,deductibleandexcess <br />useofthepowerfromthe"auto's"electrical <br />provisions,wewillprovidecoverageequaltothe <br />systemthat,atthetimeof"loss",is: <br />broadestcoverageapplicabletoanycovered <br />(1)Permanentlyinstalledinoruponthe <br />"auto"youown. <br />covered"auto"; <br />Wewillalsocoverlossofuseofthehired"auto"if <br />(2)Removablefromahousingunitwhichis <br />itresultsfroman"accident",youarelegallyliable <br />permanentlyinstalledinoruponthe <br />andthelessorincursanactualfinancialloss, <br />covered"auto"; <br />subjecttoamaximumof$1000per"accident". <br />(3)Anintegralpartofthesameunithousing <br />Thisextensionofcoveragedoesnotapplytoany <br />anyelectronicequipmentdescribedin <br />"auto"youhireorborrowfromanyofyour <br />Paragraphs(1)and(2)above;or <br />"employees",partners(ifyouareapartnership), <br />members(ifyouarealimitedliabilitycompany), <br />(4)Necessaryforthenormaloperationofthe <br />ormembersoftheirhouseholds. <br />covered"auto"orthemonitoringofthe <br />covered"auto's"operatingsystem. <br />6.PHYSICALDAMAGE-ADDITIONAL <br />TEMPORARYTRANSPORTATIONEXPENSE <br />b.SectionIII,PhysicalDamageCoverage,Limit <br />ofInsurance,ParagraphC.2.isamendedto <br />COVERAGE <br />addthefollowing: <br />ParagraphA.4.a.ofSECTIONIII-PHYSICAL <br />$1,500isthemostwewillpayfor"loss"in <br />DAMAGECOVERAGEisamendedtoprovidea <br />anyone"accident"toallelectronicequipment <br />limitof$50perdayandamaximumlimitof <br />(otherthanequipmentdesignedsolelyforthe <br />$1,000. <br />reproductionofsound,andaccessoriesused <br />7.LOAN/LEASEGAPCOVERAGE <br />withsuchequipment)thatreproduces, <br />UnderSECTIONIII-PHYSICALDAMAGE <br />receivesortransmitsaudio,visualordata <br />COVERAGE,intheeventofatotal"loss"toa <br />signalswhich,atthetimeof"loss",is: <br />covered"auto",wewillpayyouradditionallegal <br />FormHA99161221Page3of5 <br /> <br />