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e. Plan Documents. YOUR CORPORATION is responsible for the Program's compliance with all applicable federal and state laws and regulations, including amending plan documents as necessary to comply with applicable law changes and reflect changes to the benefit arrangements. Based on the details YOUR CORPORATION provides for the design of the applicable Program, Sterling will prepare, and YOUR CORPORATION will review and approve, the summary plan description and plan documents (including the basic plan document and adoption agreement) for the applicable Program. As the Plan Sponsor, YOUR CORPORATION will be responsible for the contents of the summary plan description and plan documents. To the best of its ability, YOUR CORPORATION will notify Sterling of any changes to a Program at least thirty (30) days before the effective date of such changes. YOUR CORPORATION acknowledges that Sterling is not providing tax or legal advice and that YOUR CORPORATION shall be solely responsible for determining the legal and tax status of the Program. Financial Responsibility for Claims. YOUR CORPORATION is responsible for payment of claims made pursuant to, and the benefits to be provided by, the Program. Sterling does not insure or underwrite the liability of YOUR CORPORATION under the Program. Except for: expenses required to be paid Sterling in order to be in the business of providing services under this Agreement; and ii. expenses specifically assumed by Sterling in this Agreement; YOUR CORPORATION is responsible for all expenses incident to the Program. g. HIPAA Privacy and Security. With respect to any plan or arrangement under any Program that is subject to the HIPAA privacy rule, YOUR CORPORATION shall provide Sterling with certification that the applicable plan document has been amended as required by the privacy rule to permit disclosures of PHI to YOUR CORPORATION for plan administration purposes and that YOUR CORPORATION agrees to the conditions set forth in applicable plan documentation. Upon request, YOUR CORPORATION will provide a copy of any applicable plan amendments to Sterling. Other aspects of the HIPAA privacy, breach notification, and security rules are reflected in the separate applicable Business Associate Agreement. In the event of a conflict between this Agreement and the Business Associate Agreement regarding HIPAA compliance obligations, the terms of the Business Associate Agreement will control. (5) INSURANCE. a. Sterling shall obtain, maintain, and keep in force throughout the time of performance of Services under this Agreement, and shall cause its employees and agents to obtain, maintain, and keep in force throughout the time of performance of Services under this Agreement, all insurance coverage appropriate to such party's business and the Services provided under this Agreement, including liability coverage and workers' compensation coverage issued by an insurance company or indemnity company authorized to conduct business in the state of such party's incorporation. Upon a party's request, the other party shall provide documents sufficient to demonstrate compliance with the requirements of this (Section 51.