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Hiscox Insurance Company Inc. AA HISCOX encourage courage- Endorsement 3 NAMED INSURED: STRAIGHTLINE COMMUNICATIONS California Amendatory Endorsement Page 3 of 3 (c) If the Named Insured has obtained replacement coverage, or if the Named Insured has agreed, in writing,within 60 days of the termination of the Policy, to obtain that coverage. (d) If the Policy is for a period of no more than 60 days and the Named Insured is notified at the time of issuance that it will not be renewed. (e) If the Named Insured requests a change in the terms or conditions or risks covered by the Policy within 60 days of the end of the Policy Period. (f) If We made a written offer to the Named Insured, in accordance with the timeframes shown in paragraph A above,to renew the Policy under changed terms or conditions or at an increased premium rate, when the increase exceeds 25%. 2. Section VII. DEFINITIONS, Paragraph E Damages, is modified to the extent necessary to provide the following: Punitive and exemplary damages shall not be insurable in cases where California law governs the Claim. 3. The Policy is amended by adding the following Clause at the end thereof: Policy Conflicts To the extent any term or condition contained in the Policy or any Endorsement attached thereto conflicts with any term or condition contained in this or any other State Amendatory Endorsement attached to the Policy, such terms and conditions most favorable to the Insured shall apply. All other terms and conditions remain unchanged. Endorsement effective: January 12, 2025 Policy No.: P100.042.069.11 Endorsement No: 3 By: Kevin Kerridge (Appointed Representative) DPL E5102 CA(01/10)