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CHUBBe <br />ACE Fire Underwriters Insurance Company <br />Chubb Errors and Omissions <br />RENEWAL CERTIFICATE <br />Liability Declarations <br />IN CONSIDERATION OF THE PREMIUM FOR THE RENEWAL POLICY IDENTIFIED BELOW, THE <br />INSURER RENEWS THE EXPIRING POLICY FOR THE PERIOD SET FORTH BELOW. <br />THIS POLICY IS A CLAIMS MADE AND REPORTED POLICY. EXCEPT AS OTHERWISE PROVIDED <br />HEREIN, THIS POLICY COVERS ONLY CLAIMS FIRST MADE AGAINST THE INSUREDS AND <br />REPORTED TO THE INSURER DURING THE POLICY PERIOD. PLEASE READ THIS POLICY <br />CAREFULLY. <br />THE LIMITS OF LIABILITY AVAILABLE TO PAY INSURED DAMAGES SHALL BE REDUCED BY <br />AMOUNTS INCURRED FOR CLAIMS EXPENSES. FURTHER NOTE THAT AMOUNTS INCURRED FOR <br />DAMAGES AND CLAIMS EXPENSES SHALL ALSO BE APPLIED AGAINST THE RETENTION AMOUNT. <br />TERMS THAT APPEAR IN BOLD FACE TYPE HAVE SPECIAL MEANING. PLEASE REFER TO SECTION II, <br />DEFINITIONS, OF THE POLICY. <br />This Renewal Certificate renews the below referenced Expiring Policy and grants new Limit(s) of Liability and a new <br />Retention. The terms, conditions and exclusions of the below referenced Expiring Policy, except as otherwise indicated <br />herein or in endorsements attached hereto, apply to the renewal Policy Period. For purposes of coverage afforded during <br />the renewal Policy Period, the term Policy means the Expiring Policy (including endorsements attached thereto), as <br />amended by this Renewal Certificate and any endorsements attached hereto, and "Declarations" or "Declarations Page" <br />means this Renewal Certificate. <br />Renewal Policy Number: EONCAF155700032-0o6 <br />Item i. Named Insured <br />Michael Raneses <br />Principal Address: 2409 Mira Monte Ct <br />Tustin, CA, 92782-9000 <br />Item 2. Policy Period: <br />Renewal of Policy Number (Expiring Policy): <br />Renewed from 12:ol a.m. 02-o6-2025 To 12:ola.m. 02-o6-2026 <br />(Local time at the address shown in Item 1) <br />Item. 3. Limit of Liability (including Claims Expenses) <br />$1,000,000 Each Claim <br />$2,000,000 Aggregate Limit <br />$5,000.00 Disciplinary Proceeding Claims Expenses Aggregate Limit <br />(in addition and Aggregate Limits set forth above) <br />Item 4. Retention <br />$1,000 <br />Each Claim <br />PF-3813oCA (04/17) <br />(AFU) Westchester Binding <br />Page 1 of 3 <br />