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COMMERCIAL GENERAL LIABILITY
<br />2. "Advertising injury":
<br />a. Means injury caused by one or more of the
<br />following offenses:
<br />(1) Oral or written publication, including
<br />publication by electronic means, of material
<br />in your "advertisement" that slanders or
<br />libels a person or organization or
<br />disparages a person's or organization's
<br />goods, products or services, provided that
<br />the claim is made or the "suit" is brought by
<br />a person or organization that claims to have
<br />been slandered or libeled, or that claims to
<br />have had its goods, products or services
<br />disparaged;
<br />(2) Oral or written publication, including
<br />publication by electronic means, of material
<br />in your "advertisement" that:
<br />(a) Appropriates a person's name, voice,
<br />photograph or likeness; or
<br />(b) Unreasonably places a person in a
<br />false light; or
<br />(3) Infringement of copyright, "title" or "slogan"
<br />in your "advertisement", provided that the
<br />claim is made or the "suit" is brought by a
<br />person or organization that claims
<br />ownership of such copyright, "title" or
<br />"slogan".
<br />b. Includes "bodily injury" caused by one or more
<br />of the offenses described in Paragraph a.
<br />above.
<br />3. "Auto" means:
<br />a. A land motor vehicle, trailer or semitrailer
<br />designed for travel on public roads, including
<br />any attached machinery or equipment; or
<br />b. Any other land vehicle that is subject to a
<br />compulsory or financial responsibility law, or
<br />other motor vehicle insurance law, where it is
<br />licensed or principally garaged.
<br />However, "auto" does not include "mobile
<br />equipment".
<br />4. "Bodily injury" means:
<br />a. Physical harm, including sickness or disease,
<br />sustained by a person; or
<br />b. Mental anguish, injury or illness, or emotional
<br />distress, resulting at any time from such
<br />physical harm, sickness or disease.
<br />S. "Broadcasting" means transmitting any audio or
<br />visual material for any purpose:
<br />a. By radio or television; or
<br />b. In, by or with any other electronic means of
<br />communication, such as the Internet, if that
<br />material is part of:
<br />(1) Radio or television programming being
<br />transmitted,
<br />(2) Other entertainment, educational,
<br />instructional, music or news programming
<br />being transmitted; or
<br />(3) Advertising transmitted with any of such
<br />programming.
<br />6. "Coverage territory" means:
<br />a. The United States of America (including its
<br />territories and possessions), Puerto Rico and
<br />Canada;
<br />b. International waters or airspace, but only if the
<br />injury or damage occurs in the course of travel
<br />or transportation between any places included
<br />in Paragraph a. above; or
<br />c. All other parts of the world if the injury or
<br />damage arises out of:
<br />(1) Goods or products made or sold by you in
<br />the territory described in Paragraph a.
<br />above,
<br />(2) The activities of a person whose home is in
<br />the territory described in Paragraph a.
<br />above, but is away for a short time on your
<br />business; or
<br />(3) "Personal and advertising injury" offenses
<br />that take place through the Internet or
<br />similar electronic means of communication;
<br />provided the insured's responsibility to pay
<br />damages is determined in a "suit" on the merits in
<br />the territory described in Paragraph a. above, or in a
<br />settlement we agree to.
<br />7. "Electronic data" means information, facts or
<br />programs stored as or on, created or used on, or
<br />transmitted to or from computer software (including
<br />systems and applications software), hard or floppy
<br />disks, CD-ROMs, tapes, drives, cells, data
<br />processing devices or any other media which are
<br />used with electronically controlled equipment.
<br />8. "Employee" includes a "leased worker". "Employee"
<br />does not include a "temporary worker".
<br />9. "Executive officer" means a person holding any of
<br />the officer positions created by your charter,
<br />constitution, bylaws or '
<br />document.
<br />n.oRaN Risk ManaganadDivisian
<br />E
<br />REVIEWED & APPROVED BY:
<br />3; ^^ ^^ 44
<br />Risk Management Specialist
<br />CG T1 00 02 19 © 2017 The Travelers Indemnity Company. All rights reserved.
<br />Includes copyrighted material of Insurance Services Office, Inc. with its permission.
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