FREEMAN INVESTIGATIVE GROUP, INC., THE

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riaLvaly,14JUMS Ira This endorsement rnodifies insurance provided Linder the following: COMMERCIAL GENERAL, LIABILITY COVERAGE PART Condition 4. Other Insurance of SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS is replaced by the following: a. Primary Insurance 'This insurance is primary except when b. below applies. If this insurance is prirnary, our obliga- tions are not affected Unless any of the other insurance is also primary. Then, we will share with all that other insurance by the method de- scribed in c. below, except that we will not seek contribution from any party with whore you have agreed in a written contract or agreement that this insurance will be primary and noncontribu- tory, if the written contract or agreement was made prior to the subject "occurrence" or of- fense. b. Excess Insurance "This insurance is excess over (1) Any of the other insurance, whether phr-na- ry, excess, contingent or on any other basis: (a) That is Fire, Extended Coverage, Build- er's Risk, Installation Risk or similar coverage for "your work"; (b) That is Fire insurance for premises rented to you or temporarily occupied by you with permission of the owner; (c) That is insurance purchased by You to cover your flability as a tenant for "prop- erty darnage" to premises rented to you or temporarily occupied by you with permission of the owner" or (d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to EXCIUsion g, of Section I --- Coverage A Bodily Injury And Prnpr4rfy I iihility ECG 24 520 08 05 (2) Any other primary insurance available to you covering liability for darnages arising out of the premises or operations, or the products and completed operations, for which you have been added as an addition- al insured by attachment of an endorse- rnent. When this insurance is excess, we will have no duty under Coverages A or B to defend the in - scared against any "suit" if any other Insurer has a duty to defend the insured against that "'suit"', If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. When this Insurance is excess over other in- surance, we will pay only Our share of the amount of the loss, if any, that exceeds the SUM Of: (1) "The total an'tount that all such other insur- ance would pay for the loss in the absence of this insurance; and (2) The total of all deductible and self -insured amounts Under all that other insurance. We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specificaliy to apply in excess of the Lir-nits of Insurance shown in the Declarations of this Coverage Part, c. Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method al- so. Under this approach each insurer contrib- utes equal amounts until it has paid its appllca- ble iir`riit Of insurance or none of the loss rernains, whichever comes first. ECG 24 520 08 05 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page I of 2 13 RiskMmugmErADivm 0, REVIEWED& APPROVED Eh - Risk Management Analyst