THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
<br />EXCLUSION–PERFLUOROALKYLANDPOLYFLUOROALKYLSUBSTANCES
<br />(PFAS)
<br />This endorsement modifies insurance provided under the following:
<br />BUSINESS LIABILITY COVERAGE FORM
<br />Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply.
<br />A.The following exclusion is added to SectionB.EXCLUSIONS:
<br />This insurance does not apply to:
<br />1.Anydamages,judgments,settlements,loss,costsorexpenses,oranyotherformofrelief,remedyorrecovery
<br />thatmaybeawardedorincurredbyreasonofanyclaimor"suit"allegingactualorthreatenedinjuryordamageof
<br />anynatureorkind,including,butnotlimitedto,"bodilyinjury","propertydamage"or"personalandadvertising
<br />injury", which arises out of, or relates in any way to "PFAS ", including but not limited to:
<br />a.manufacturing,handling,sale,distribution,marketing,installation,repair,removal,abatement,replacement,
<br />or handling of “PFAS” or products containing “PFAS”; or
<br />b.anactual,allegedorthreateneddischarge,dispersal,seepage,migration,releaseorescapeof"PFAS"
<br />whether intentional or unintentional; or
<br />c.consumption,absorption,ingestion,presence,inhalationoruseof,contactwithorexposureto,"PFAS”,
<br />whether by direct or passive exposure.
<br />2.Any loss, cost or expense arising out of any:
<br />a.Request,demand,order,orotherrequirement(whetherstatutoryorregulatory)thatanyinsuredorotherstest
<br />for,investigatefor,monitor,cleanup,abate,remove,remediate,contain,treat,detoxifyorneutralize,dispose
<br />of, or in any way respond to, or assess the effects of "PFAS"; or
<br />b.Claimorsuitbyoronbehalfofagovernmentalauthorityfordamagesbecauseoftestingfor,investigatingfor,
<br />monitoring,cleaningup,abating,removing,remediating,containing,treating,detoxifyingorneutralizing,
<br />disposing of or in any way responding to or assessing the effects of "PFAS".
<br />B.The following definition is added to Section F. LIABILITY AND MEDICAL EXPENSES DEFINITIONS:
<br />"PFAS"means:
<br />1.Anysubstance,material,orcompoundthatisorcontainsper-andpolyfluoroalkylsubstances,includingbutnot
<br />limitedtoperfluorobutanoicacid(PFBA),perfluorohexanoicacid(PFHxA),perfluoroheptanoicacid(PFHpA),
<br />perfluorooctanoicacid(PFOA),perfluorononanoicacid(PFNA),perfluorodecanoicacid(PFDA),
<br />perfluoroundecanoicacid(PFUnA),perfluorododecanoicacid(PFDoDA),perfluorobutanesulfonicacid(PFBS),
<br />perfluorohexanesulfonicacid(PFHxS),perfluorooctanesulfonicacid(PFOS),andperfluorooctanesulfonamide
<br />(FOSA).
<br />2.Anysubstance,material,orcompoundthatisidentifiedoracknowledgedbyanyfederal,state,internationalor
<br />othergovernmentalagencyorauthority,includingbutnotlimitedtotheUnitedStatesEnvironmentalProtection
<br />Agency(EPA),theCentersforDiseaseControlandPrevention(CDC),theAgencyforToxicSubstancesand
<br />DiseaseRegistry(ATSDR),theNationalInstitutesforHealth(NIH),andtheInternationalAgencyforResearchon
<br />Cancer (IARC):
<br />a.As or to contain a per-and polyfluoroalkyl substance; or
<br />b.To exhibit or demonstrate the same or similar harmful properties as a per-and polyfluoroalkyl substance.
<br />3.Anyconstituents,additives,degradation,breakdown,orby-productstoorofanysubstance,materialor
<br />compoundsetforthinsubparagraphsa.andb.above,includingbutnotlimitedtohomologues,isomers,salts,
<br />esters, alcohols, acids, and precursor chemicals, compounds and derivatives.
<br />Form SL 21 15 09 22Page1 of1
<br />© 2022, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
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