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MINIMUM SCOPE AND LIMIT OF INSURANCE
<br />• Commercial General Liability (CGL): Insurance Services Office Form CG 00
<br />01covering CGL on an "occurrence" basis, including products and completed operations,
<br />property damage, bodily injury and personal & advertising injury with limits no less than
<br />$1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met
<br />with primary and umbrella/excess insurance policies.
<br />• Automobile Liability: Insurance Services Office Form CA 00 01 covering Code 1 (any
<br />auto), with limits no less than $1,000,000 combined single limits,
<br />• Workers' Compensation: as required by the State of California, with Statutory Limits,
<br />and Employer's Liability Insurance with limit of no less than $1,000,000 per accident,
<br />policy or employee, for bodily injury or disease.
<br />• Professional Liability Insurance: with limits no less than $1,000,000 per occurrence or
<br />claim, and $2,000,000 aggregate.
<br />If Consultant maintains broader coverage and/or higher limits than the minimum requirements
<br />for each line of coverage shown above, City requires and shall be entitled to the broader coverage
<br />and/or the higher limits maintained by Consultant. Any available insurance proceeds in excess of
<br />the specified minimum limits of insurance and coverage shall be available to City.
<br />Other Insurance Provisions. The above required insurance policies are to contain or be endorsed
<br />to contain the following provisions:
<br />• City, its City Council, its officers, officials, employees, agents, and volunteers are to be
<br />covered as additional insureds, under Consultant's CGL, Professional Liability, and
<br />Automobile Liability policies, with respect to any liability arising out of work or operations
<br />performed by or on behalf of the Instructor including materials, parts, equipment, and
<br />personnel furnished in connection with such work or operations.
<br />• Consultant's Insurance company(ies) agrees to waive all rights of subrogation against City,
<br />its City Council, its officers, officials, employees, agents, and volunteers for losses paid
<br />under the terms of any policy which arise from work performed by Consultant under this
<br />Agreement,
<br />• For any claims related to this contract, Consultant's insurance coverage shall be primary
<br />and any insurance maintained by City, its City Council, its officers, officials, employees,
<br />agents, or volunteers shall not contribute with it.
<br />• A severability of interest provision must apply for all the additional insureds, ensuring that
<br />Consultant's insurance shall apply separately to each insured against whom a claim is made
<br />or suit is brought, except with respect to the insurer's limits of liability.
<br />• Insurance policies required herein shall provide that coverage shall not be canceled,
<br />suspended, voided, reduced in coverage or in limits, non -renewed by the carrier, or
<br />materially changed except after thirty (30) days prior written notice has been given to City.
<br />Ten (10) days prior written notice shall be provided to City for policy cancellation or non -
<br />renewal due to non-payment of premium.
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