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Policy Number CPP2043967.11 612412025.612412026 The descriptions in the headings of this policy are solely for convenience and form no part of the policy terms and conditions. 7. Inspection and Survey With reasonable notice to the insured, we shall be permitted, but not obligated, to inspect the insured's property and/or operations. Neither our right to make inspections or any report thereon, shall constitute an undertaking, on behalf of or for the benefit of you or others, to determine or warrant that such property or operations are safe or in compliance with environmental law, or any other law. 8. Legal Action Against Us No person or organization has a right under this policy: a. To join us as a party or otherwise bring us into a suit asking for damages from an insured; or b. To sue us on this policy unless all of its terms have been fully complied with. A person or organization may sue us to recover on an agreed settlement or on a final judgment against an insured; but we will not be liable for damages that are not payable under the terms of this policy or that are in excess of the applicable limit of insurance. An agreed settlement means a settlement and release of liability signed by us, the insured and the claimant or the claimant's legal representative. For purposes of this condition, a consent judgment, stipulated judgment, agreed judgment, consent decree or consent order reached without our written agreement is neither an agreed settlement nor a final judgment. 9. Limitation of Damages Our damages for extra-contractual liability, bad faith, or similar damages under this policy are limited to one (1) times the relevant policy limit applicable to the underlying matter. 10. Other Insurance If other valid and collectible insurance is available to the insured covering claim(s), damages, bodily injury, property damage, emergency remediation costs, cleanup costs, rectification expense, defense costs or Supplementary Payments also covered by this policy, other than a policy that is specifically written to apply in excess of this policy,the insurance afforded by this policy shall apply in excess of and shall not contribute with such other insurance as to defense and/or indemnity. The insured shall promptly, upon the request of the Company, provide the Company with copies of all such policies or documentation. With respect to Coverage B.1, B.3 and Coverage B.4 only, this insurance is primary to and will not seek contribution from any other insurance available to an additional insured as defined in Definition 17.i. of this policy provided that: a. The additional insured is a Named Insured under such other insurance; and b. You have agreed in writing in a contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to the additional insured. 11. Premium Payment The first Named Insured shown in the Declarations is responsible for the payment of all deductibles, self-insured retentions, coinsurance and premiums due and will be the payee for any returned premiums we pay. 12. Representations By accepting this policy, you agree: a. The statements in the Declarations are accurate and complete; b. Those statements are based upon representations you made to us; and c. We have issued this policy in reliance upon your representations. 13. Separation of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this policy to the first Named Insured, this insurance applies: a. As if each insured where the only insured; and b. Separately to each insured against whom a claim is made or suit is brought. 14. Sole Agent The Named Insured shown in the Declarations shall act on behalf of, and serve as the sole agent for all insureds with respect to the return or payment of any premiums or retained amounts, the issuance by the Company of the policy, the receipt or acceptance of any endorsements issued to form a part of the policy or the receiving of any notices from the Company required by this policy. 15. Transfer of Policy This policy shall be void if assigned or transferred without our written consent. 16. Subrogation In the event of any payment under this policy by the Company, the Company shall be subrogated to all of the rights of recovery against any person or organization, and the insured shall execute and deliver instruments and papers CPP 9000 01 24 Page 16 of 22