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Declarations: <br />THE <br />HARTFORD Business Owner's Policy <br />else, or someone else's property. Please see the coverages and limits described in your Declarations for <br />details regarding the insurance you purchased. <br />^6-1 Glossary of Terms* <br />110� <br />Audit Period <br />Base Coverage Form <br />Coverage Part <br />Declarations <br />Policy <br />STRETCH® <br />�i STRETCH® Blanket Limit <br />Your Policy period, which may be auditable or non-auditable. If your Policy is auditable, we will <br />examine your business records to determine actual exposures for final premium calculation. <br />Each Coverage Part has a form that explains, generally, what is and is not covered. This is the <br />first building block of the Coverage Part. All other forms directly or indirectly modify the Base <br />Coverage Form and are attached to it. <br />A section of the Policy for a particular coverage. Unless otherwise stated in a specific Covemge <br />Part, a Coverage Part consists of a Declarations page, a Base Coverage Form, <br />all forms that <br />modify the Base Coverage Form, and other forms applicable to the Coverage Part or the entire <br />Policy. <br />The part of the insurance contract that specifies the named insured, address, policy period, <br />covered locations, limits of insurance and other key information such as forms applicable to the <br />Coverage Part. <br />A contract between you and us to provide you with certain insurance coverages. Your <br />Spectrum Business Owner's Policy consists of all Coverage Parts and forms common to some <br />or all Coverage Parts. <br />A unique feature of The Hartford's policy is an optional enhancement to the policy which <br />increases the limit of Insurance for several coverages and adds new coverages to the policy. <br />Provides a single limit of insurance that applies to more than one Coverage. Coverages subject <br />to the STRETCH® Blanket Limit may also have additional limits of insurance which would apply <br />in addition to the STRETCH° Blanket Limit. <br />`The terms and definitions contained in the Glossary of Terns are provided to help you better understand your Business Owners Policy <br />and how it is constructed. These terns and definitions are not definitions that apply to any Coverage Part or Policy you have purchased <br />and should not be construed as such. Please refer to the applicable provisions in your coverage parts or policies for complete details of <br />the defined terms, including but not limited to the applicable Definitions section of such Coverage Part or Policy. <br />Form: SC 00 01 10 18 <br />z <br />RlekMnugenent DMSlun <br />REVIEWED 6 A"ROVED BY: <br />®' <br />Risk Management SpeuAiiv <br />