PCA ARBORISTS & CONSULTANTS, INC. DBA PACIFIC COAST HORTICULTIST

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If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: a. Required by the contract or agreement; or b. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. R. PRIMARY INSURANCE CLAUSE ENDORSEMENT It is agreed that to the extent that insurance is afforded to any Additional Insured under this policy, this insurance shall apply as primary and not contributing with any insurance carried by such Additional Insured, if so required by written contract. S. INJURY TO CO-EMPLOYEES AND CO-VOLUNTEER WORKERS 1. SECTION II — WHO IS AN INSURED is amended to include your "employees" as insureds solely with respect to "bodily injury" to a co-"employee" in the course of the co-"employee's" employment by you, or to your"volunteer workers"while performing duties related to the conduct of your business, provided that this coverage for your "employees" does not apply to acts outside the scope of their employment by you or while performing duties unrelated to the conduct of your business. 2. SECTION II — WHO IS AN INSURED is amended to include your "volunteer workers" as insureds with respect to"bodily injury"to a co-"volunteer worker"while performing duties related to the conduct of your business, or to your"employees" employment by you, provided that this coverage for your 11 volunteer workers"does not apply while performing duties unrelated to the conduct of your business. T. KNOWLEDGE AND NOTICE OF OCCURRENCE OR OFFENSE 1. The following is added to Paragraph 2., Duties In The Event Of Occurrence, Offense, Claim Or Suit of the SECTION IV—COMMERCIAL GENERAL LIABILITY CONDITIONS: Notice of an "occurrence" or of an offense which may result in a claim under this insurance shall be given as soon as practicable after knowledge of the "occurrence" or offense has been reported to any insured listed under Paragraph 1. of SECTION II — WHO IS AN INSURED or any "employee" (such as insurance, loss control, risk manager or administrator)designated by you to give such notice. Knowledge of any other "employee(s)" of an "occurrence" or of an offense does not imply that you also have such knowledge. Notice shall be deemed prompt if given in good faith as soon as practicable to your workers compensation insurer. This applies only if you subsequently give notice to us as soon as practicable after any insured listed under Paragraph 1.of SECTION II—WHO IS AN INSURED or an"employee" (such as an insurance, loss control, or risk manager or administrator)designated by you to give such notice discovers that the "occurrence", offense or claim may involve this policy. U. UNINTENTIONAL OMISSION 1. The following is added to Paragraph 6., Representations, of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: The unintentional omission of, or unintentional error in, any information provided by you shall not prejudice your rights under this insurance. However, this Article L. does not affect our right to collect XIL 436 0623 ©2023 X.L.America, Inc. All Rights Reserved. Page 12 of 14 May not be copied without permission. Includes copyrighted material of Insurance Services Offices, Inc.,with its permission.