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OZF D955322 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESSOWNERS LIABILITY SPECIAL BROADENING ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM SUMMARY OF COVERAGES Limits Page 1. Additional insured by Contract, Agreement or Permit Included 2. Additional Insured - Broad Form Vendors Included 2 3. Alienated Premises Included 3 4. Broad Form Property Damage - Borrowed Equlpment, Customers Goods and Use of Elevators Included 3 5. Incidental Malpractice (Employed Nurses, EMT's and Paramedics) Included 3 6. Personal and Advertising Injury - Broad Form Included 4 7. Included 4 Product Recall Expense Each Occurrence Limit $25,000 Occurrence 5 Product Recall Expense Aggregate Limit $50,000 Aggregate 5 Product Recall Deductible $500 5 8. Unintentional Failure to Disclose Hazards Included g 9. Unintentional Failure to Notify Included $ This endorsement amends coverages provided under the Businessowners Coverage Form through new coverages and broader coverage grants. This coverage is subject to the provisions applicable to the Businessowners Coverage Form, except as provided below. The following changes are made to SECTION 11 - LIABILITY: (2) Premises you own, rent, lease or occupy; or 1. Additional Insured by Contract, Agreement or Permit (3) Your maintenance, operation or use of equipment leased to you. The following is added to SECTION II - LIABILITY, C. Who Is An Insured: b. The insurance afforded to such additional Insured described above: Additional Insured by Contract, Agreement or (1) Only applies to the extent permitted by Permit law; and a. Any person or organization with whom you (2) Will not be broader than the Insurance agreed in a written contract, written which you are required by the contract, agreement or permit to add such person or agreement or permit to provide for such organization as an additional insured on additional insured. your policy Is an additional Insured only with respect to liability for "bodily injury", (3) primary Applies on a prima basis if that is "property damage", or "personal and required by the written contract, written advertising Injury" caused, In whole or in agreement or permit. part, by your acts or omissions, or the acts (4) Will not be broader than coverage or omissions of those acting on your behalf, provided to any other insured. but only with respect to: (5) Does not apply if the "bodily injury", (1) "Your work" for the additional insured(s) "property damage" or "personal and designated in the contract, agreement or advertising injury'is otherwise excluded permit; from coverage unc` Including any endc „oP.try C >z;ekManagm7tunision +RFVFWED&APPRa/VEDBY: 881-1006 0$ 16 Includes copyrighted materials of Insurance Services af1lces, Inc., with its permissl °.1.3i11Lt1lLL� I'ff.�lf ®: -r Risk Fdianagernent Sped ilist