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COMMERCIAL GENERAL LIABILITY
<br /> (2) "Bodily injury" or"property damage" arising employment-related practices described in
<br /> out of the actual or alleged presence or Paragraph (a), (b), or(c)above is directed.
<br /> actual, alleged or threatened dispersal of This exclusion applies whether the insured may
<br /> any solid, liquid, gaseous or thermal irritant be liable as an employer or in any other capacity
<br /> or contaminant, including smoke, vapors, and to any obligation to share damages with or
<br /> soot, fumes, acids, alkalis, chemicals and repay someone else who must pay damages
<br /> waste, and that are part of any claim or because of the"bodily injury".
<br /> "suit" which also alleges any"bodily injury" Exclusions c. through n. do not apply to "premises
<br /> or "property damage" described in damage". A separate limit of insurance applies to
<br /> Paragraph(1)above. "premises damage" as described in Paragraph 6. of
<br /> (3) Any loss, cost or expense arising out of Section III—Limits Of Insurance.
<br /> any: COVERAGE B—PERSONAL AND ADVERTISING
<br /> (a) Request, demand, order or statutory or INJURY LIABILITY
<br /> regulatory requirement that any insured 1. Insuring Agreement
<br /> or others test for, monitor, clean up, a. We will pay those sums that the insured
<br /> remove, contain, treat, detoxify or becomes legally obligated to pay as damages
<br /> neutralize, or in any way respond to, or because of "personal and advertising injury" to
<br /> assess the effects of, asbestos, which this insurance applies. We will have the
<br /> asbestos fibers or products containing right and duty to defend the insured against any
<br /> asbestos; or "suit" seeking those damages. However, we will
<br /> (b) Claim or suit by or on behalf of any have no duty to defend the insured against any
<br /> governmental authority or any other "suit" seeking damages for "personal and
<br /> person or organization because of advertising injury" to which this insurance does
<br /> testing for, monitoring, cleaning up, not apply. We may, at our discretion,
<br /> removing, containing, treating, investigate any offense and settle any claim or
<br /> detoxifying or neutralizing, or in any "suit"that may result. But:
<br /> way responding to, or assessing the (1) The amount we will pay for damages is
<br /> effects of, asbestos, asbestos fibers or limited as described in Section III — Limits
<br /> products containing asbestos. Of Insurance; and
<br /> t. Employment-Related Practices (2) Our right and duty to defend end when we
<br /> "Bodily injury"to: have used up the applicable limit of
<br /> (1) A person arising out of any: insurance in the payment of judgments or
<br /> (a) Refusal to employ that person; settlements under Coverages A or B or
<br /> (b) Termination of that person's
<br /> medical expenses under Coverage C.
<br /> employment; or No other obligation or liability to pay sums or
<br /> (c) Employment-related practice, policy, perform acts or services is covered unless
<br /> act or omission, such as coercion, explicitly provided for under Supplementary
<br /> demotion, evaluation, reassignment, Payments.
<br /> discipline, failure to promote or b. This insurance applies to "personal and
<br /> advance, harassment, humiliation, advertising injury" caused by an offense arising
<br /> discrimination, libel, slander, violation out of your business but only if the offense was
<br /> of the person's right of privacy, committed in the"coverage territory" during the
<br /> malicious prosecution or false arrest, policy period.
<br /> detention or imprisonment applied to or 2. Exclusions
<br /> directed at that person, regardless of
<br /> whether such practice, policy, act or This insurance does not apply to:
<br /> omission occurs, is applied or is a. Knowing Violation Of Rights Of Another
<br /> committed before, during or after the "Personal and advertising injury" caused by or
<br /> time of that person's employment; or at the direction of the insured with the
<br /> (2) The spouse, child, parent, brother or sister knowledge that the act would violate the rights
<br /> of that person as a consequence of"bodily of another and wo\
<br /> injury" to that person at whom any of the advertising injury". Risk MsinsgentertE Division
<br /> REVIEWED&APPROVED BY:
<br /> A A,44invoien
<br /> :.
<br /> Risk Management Specialist
<br /> Page 6 of 21 ©2017 The Travelers Indemnity Company.All rights reserved. / _ _
<br /> Includes copyrighted material of Insurance Services Office, Inc.with its permission.
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