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3. "Bodily injury" means bodily injury, sickness or 9. "Insured contract" means: <br /> disease sustained by a person, including death re- a. A contract for a lease of premises. However, <br /> suiting from any of these at any time. that portion of the contract for a lease of prem- <br /> 4. "Coverage territory" means: ises that indemnifies any person or organiza- <br /> a. The United States of America (including its tion for damage by fire to premises while <br /> territories and possessions), Puerto Rico and rented to you or temporarily occupied by you <br /> Canada; with permission of the owner is not an "insured <br /> contract"; <br /> b. International waters or airspace, but only if the <br /> injury or damage occurs in the course of travel b. A sidetrack agreement; <br /> or transportation between any places included c. Any easement or license agreement, except in <br /> in Paragraph a. above; or connection with construction or demolition op- <br /> erationsc. All other parts of the world if the injury or dam on or within 50 feet of a railroad; <br /> age arises out of: d. An obligation, as required by ordinance, to <br /> (1) Goods or products made or sold by you in indemnify a municipality, except in connection <br /> the territory described in Paragraph a. with work for a municipality; <br /> above; e. An elevator maintenance agreement; <br /> (2) The activities of a person whose home is in f. That part of any other contract or agreement <br /> the territory described in Paragraph a. pertaining to your business (including an in- <br /> above, but is away for a short time on your demnification of a municipality in connection <br /> business; or with work performed for a municipality) under <br /> (3) "Personal and advertising injury" offenses which you assume the tort liability of another <br /> that take place through the Internet or simi- party to pay for"bodily injury"or"property dam- <br /> lar electronic means of communication age" to a third person or organization. Tort li- <br /> ability means a liability that would be imposed <br /> provided the insured's responsibility to pay dam- by law in the absence of any contract or <br /> ages is determined in a "suit" on the merits, in the agreement. <br /> territory described in Paragraph a. above or in a <br /> settlement we agree to. Paragraph f. does not include that part of any <br /> contract or agreement: <br /> 5. "Employee" includes a "leased worker". "Em (1) That indemnifies a railroad for"bodily injury" <br /> ployee"does not include a "temporary worker". <br /> or "property damage" arising out of con- <br /> 6. "Executive officer" means a person holding any of struction or demolition operations, within 50 <br /> the officer positions created by your charter, con- feet of any railroad property and affecting <br /> stitution, by-laws or any other similar governing any railroad bridge or trestle, tracks, road- <br /> document. beds,tunnel, underpass or crossing; <br /> 7. "Hostile fire" means one which becomes uncon- (2) That indemnifies an architect, engineer or <br /> trollable or breaks out from where it was intended surveyor for injury or damage arising out of: <br /> to be. <br /> (a) Preparing, approving, or failing to pre- <br /> 8. "Impaired property" means tangible property, other pare or approve, maps, shop drawings, <br /> than "your product" or "your work", that cannot be opinions, reports, surveys, field orders, <br /> used or is less useful because: change orders or drawings and specifi- <br /> a. It incorporates "your product" or "your work" cations; or <br /> that is known or thought to be defective, defi- (b) Giving directions or instructions, or <br /> cient, inadequate or dangerous; or failing to give them, if that is the primary <br /> b. You have failed to fulfill the terms of a contract cause of the injury or damage; or <br /> or agreement; (3) Under which the insured, if an architect, <br /> if such property can be restored to use by the re- engineer or surveyor, assumes liability for <br /> pair, replacement, adjustment or removal of "your an injury or damage arising out of the in- <br /> product" or "your work" or your fulfilling the terms sured's rendering or failure to render pro- <br /> of the contract or agreement. fessional services, including those listed in <br /> (2) above and supervisory, inspection, ar- <br /> chitectural or engineering activities. <br /> Risk ManagrmentDMsIon <br /> A. REVIEWED&APPROVED BY: <br /> Risk Management Specialist `, <br /> / <br /> CG 00 01 12 07 © ISO Properties, Inc., 2006 Page 13 of 16 0 <br />