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15."Pollutants" mean any solid, liquid, gaseous or b. Loss of use of tangible property that is not
<br /> thermal irritant or contaminant, including smoke, physically injured. All such loss of use shall be
<br /> vapor, soot, fumes, acids, alkalis, chemicals and deemed to occur at the time of the "occur-
<br /> waste. Waste includes materials to be recycled, rence"that caused it.
<br /> reconditioned or reclaimed. For the purposes of this insurance, electronic data
<br /> 16."Products-completed operations hazard": is not tangible property.
<br /> a. Includes all "bodily injury" and "property dam- As used in this definition, electronic data means
<br /> age" occurring away from premises you own or information, facts or programs stored as or on,
<br /> rent and arising out of "your product" or "your created or used on, or transmitted to or from corn-
<br /> work" except: puter software, including systems and applications
<br /> (1) Products that are still in your physical pos software, hard or floppy disks, CD ROMS, tapes,
<br /> session; or drives, cells, data processing devices or any other
<br /> media which are used with electronically controlled
<br /> (2) Work that has not yet been completed or equipment.
<br /> abandoned. However, "your work" will be
<br /> deemed completed at the earliest of the fol- 18."Suit" means a civil proceeding in which damages
<br /> lowing times: because of "bodily injury", "property damage" or
<br /> "personal and advertising injury" to which this in-
<br /> (a) When all of the work called for in your surance applies are alleged. "Suit" includes:
<br /> contract has been completed.
<br /> a. An arbitration proceeding in which such dam-
<br /> (b) When all of the work to be done at the ages are claimed and to which the insured
<br /> job site has been completed if your con- must submit or does submit with our consent;
<br /> tract calls for work at more than one job or
<br /> site.
<br /> b. Any other alternative dispute resolution pro-
<br /> (c) When that part of the work done at a job ceeding in which such damages are claimed
<br /> site has been put to its intended use by and to which the insured submits with our con-
<br /> any person or organization other than sent.
<br /> another contractor or subcontractor
<br /> working on the same project. 19."Temporary worker" means a person who is fur-
<br /> that mayneed service, maintenance, nished to you to substitute for a permanent "em-
<br /> Work ployee" on leave or to meet seasonal or short-term
<br /> correction, repair or replacement, but which workload conditions.
<br /> is otherwise complete, will be treated as
<br /> completed. 20."Volunteer worker" means a person who is not
<br /> your"employee", and who donates his or her work
<br /> b. Does not include "bodily injury" or "property and acts at the direction of and within the scope of
<br /> damage"arising out of: duties determined by you, and is not paid a fee,
<br /> (1) The transportation of property, unless the salary or other compensation by you or anyone
<br /> injury or damage arises out of a condition in else for their work performed for you.
<br /> or on a vehicle not owned or operated by 21."Your product":
<br /> you, and that condition was created by the
<br /> "loading or unloading"of that vehicle by any a. Means:
<br /> insured; (1) Any goods or products, other than real
<br /> (2) The existence of tools, uninstalled equip- property, manufactured, sold, handled, dis-
<br /> ment or abandoned or unused materials; or tributed or disposed of by:
<br /> (3) Products or operations for which the classi- (a) You;
<br /> fication, listed in the Declarations or in a (b) Others trading under your name; or
<br /> policy schedule, states that products- (c) A person or organization whose busi-
<br /> completed operations are subject to the ness or assets you have acquired; and
<br /> General Aggregate Limit.
<br /> (2) Containers (other than vehicles), materials,
<br /> 17."Property damage" means: parts or equipment furnished in connection
<br /> a. Physical injury to tangible property, including with such goods or products.
<br /> all resulting loss of use of that property. All b. Includes:
<br /> such loss of use shall be deemed to occur at
<br /> the time of the physical injury that caused it; or (1) Warranties or representations made at any
<br /> time with respect 1\
<br /> rability, performan o�, Risk Mxnstgeirtetttxvialott
<br /> uct"; and 447
<br /> 4
<br /> REVIEWED&APPROVED BY:
<br /> {
<br /> Risk Management Specialist
<br /> CG 00 01 12 07 © ISO Properties, Inc., 2006 Page 15 of 16 ❑
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