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Hiscox Insurance Company Inc. <br /> etio <br /> HISCOX <br /> encourage courage' <br /> Endorsement 3 <br /> NAMED INSURED: STRAIGHTLINE COMMUNICATIONS <br /> California Amendatory Endorsement Page 2 of 3 <br /> (c) A judgment by a court or an administrative tribunal that the Insured has violated a California or <br /> Federal law, having as one of its necessary elements an act which materially increases any of the <br /> risks insured against; <br /> (d) Discovery of willful or grossly negligent acts or omissions,or of any violations of state laws or <br /> regulations establishing safety standards, by the Insured or the Insured's representative,which <br /> materially increase any of the risks insured against; <br /> (e) Failure by the Insured or the Insured's representative to implement reasonable loss control <br /> requirements, agreed to by the Insured as a condition of policy issuance,or which were conditions <br /> precedent to Our use of a particular rate or rating plan, if that failure materially increases any of the <br /> risks insured against; <br /> (f) A determination by the Commissioner of Insurance that the <br /> i. Loss of,or changes in,our reinsurance covering all or part of the risk would threaten Our <br /> financial integrity or solvency;or <br /> ii. Continuation of the policy coverage would: <br /> a. Place Us in violation of California law or the laws of the state where We are domiciled; <br /> or <br /> b. Threaten Our solvency. <br /> (g) A change by the Insured or the Insured's representative in the activities or property of the <br /> commercial or industrial enterprise,which results in a materially added, increased or changed risk, <br /> is included in the Policy. <br /> D. The mailing of the notice of cancellation shall be sufficient proof of notice and this Policy shall terminate <br /> at the date and hour specified in such notice. If We cancel this Policy, any return premium shall be <br /> calculated pro rata. Payment or tender of any unearned premium by Us shall not be a condition <br /> precedent to the effectiveness of the cancellation, but such payment shall be made as soon as <br /> practicable. <br /> Nonrenewal <br /> A. If We elect not to renew this Policy,We will mail or deliver to the Named Insured written notice of <br /> nonrenewal,stating the reason for nonrenewal, not less than sixty(60)days,but not more than one <br /> hundred twenty(120)days before the end of the Policy Period. <br /> We will mail the notice of nonrenewal to the Named Insured at the last mailing address known Us. If the <br /> notice of nonrenewal is mailed, proof of mailing will be sufficient proof of notice. <br /> B. We are not required to send notice of nonrenewal in the following situations: <br /> (a) If the transfer or renewal of a policy,without any changes in terms,conditions or rates, is between <br /> Us and a member of Our insurance group. <br /> (b) If the policy has been extended for 90 days or less, provided that notice hr� ,„„ RisleMaragementDivision <br /> accordance with paragraph A above. ��@ 3%��� REVIEWED&APPROVED BY: <br /> 11�r�` Acw o <br /> ���� Risk Management Specialist <br />