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THE
<br />HARTFORD
<br />(c) Employment -related practices, policies, acts or omissions, such as coercion, demotion, evaluation,
<br />reassignment, discipline, defamation, harassment, humiliation, discrimination, malicious prosecution
<br />or false arrest directed at that person; or
<br />(2) The spouse, child, parent, brother or sister of that person as a consequence of "bodily injury" or "personal
<br />and advertising injury" to that person at whom any of the employment -related practices described in
<br />Paragraphs (a), (b), or (c) above is directed.
<br />This exclusion applies:
<br />(1) Whether the injury -causing event described in Paragraphs (a), (b), or (c) above occurs before
<br />employment, during employment or after employment of that person;
<br />(2) Whether the insured may be liable as an employer or in any other capacity; and
<br />(3) To any obligation to share damages with or repay someone else who must pay damages because of the
<br />injury.
<br />s. Asbestos
<br />(1) "Bodily injury", "property damage" or "personal and advertising injury" arising out of the "asbestos
<br />hazard".
<br />(2) Any damages, judgments, settlements, loss, costs or expenses that:
<br />(a) May be awarded or incurred by reason of any claim or "suit" alleging actual or threatened injury or
<br />damage of any nature or kind to persons or property which would not have occurred in whole or in
<br />part but for the "asbestos hazard";
<br />(b) Arise out of any request, demand, order or statutory or regulatory requirement that any insured or
<br />others test for, monitor, clean up, remove, encapsulate, contain, treat, detoxify or neutralize or in any
<br />way respond to or assess the effects of an "asbestos hazard"; or
<br />(c) Arise out of any claim or "suit" for damages because of testing for, monitoring, cleaning up, removing,
<br />encapsulating, containing, treating, detoxifying or neutralizing or in any way responding to or
<br />assessing the effects of an "asbestos hazard".
<br />t. Recording And Distribution Of Material Or Information In Violation Of Law
<br />"Bodily injury", "property damage", or "personal and advertising injury" arising directly or indirectly out of any
<br />action or omission that violates or is alleged to violate:
<br />(1) The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law;
<br />(2) The CAN-SPAM Act of 2003, including any amendment of or addition to such law;
<br />(3) The Fair Credit Reporting Act (FCRA), and any amendment of or addition to such law, including the Fair
<br />and Accurate Credit Transaction Act (FACTA); or
<br />(4) Any federal, state or local statute, ordinance or regulation, other than the TCPA, CAN-SPAM Act of 2003
<br />or FCRA and their amendments and additions, that addresses, prohibits or limits the printing,
<br />dissemination, disposal, collecting, recording, sending, transmitting, communicating or distribution of
<br />material or information.
<br />Damage To Premises Rented To You — Exception For Damage By Fire, Lightning Or Explosion
<br />Exclusions c. through h. and k. through o. do not apply to damage by fire, lightning or explosion to premises
<br />rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies
<br />to this coverage as described in Section D. Liability And Medical Expenses Limits Of Insurance.
<br />2. Applicable To Medical Expenses Coverage
<br />We will not pay expenses for "bodily injury":
<br />a. Any Insured
<br />To any insured, except "volunteer workers".
<br />b. Hired Person
<br />To a person hired to do work for or on behalf of any insured or a tenant of any insured.
<br />Form SL 00 00 10 18 Page 11 of 22
<br />© 2018, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its permission)
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