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2. Paragraph 6. is deleted and replaced with: 6. Subject to Paragraph 5. above, the most we will pay under Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, while rented to or temporarily occupied by you with permission of the owner, is the higher of $1,000,000 or the amount shown in the Declarations for the Damage To Premises Rented To You Limit. However, if damage by fire to premises rented to you is not otherwise excluded, the word fire in the above paragraph is replaced with fire, lightning, explosion, smoke or sprinkler leakage. 3. Paragraph 7. is deleted and replaced with: 7. Subject to Paragraph 5. above, the most we will pay under Coverage C will be the higher of $20,000 or the amount shown in the Declarations for the Medical Expense Limit, for all medical expenses because of "bodily injury"sustained by any one person. This provision does not apply if COVERAGE C — MEDICAL PAYMENTS is excluded by another endorsement to this Coverage Part. 4. The following is added to SECTION III —LIMITS OF INSURANCE: a. If two or more policies or Coverages issued by us apply to the same insured and these policies or Coverages also apply to the same claim or "suit" the maximum amount we will pay as damages under all of the policies or Coverages will not exceed the highest applicable Limit of Insurance that applies to any one of the policies or Coverages. This condition does not apply to any insurance that was purchased specifically to apply in excess of the applicable Limits of Insurance shown in the Declarations. H. SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS is amended as follows: 1. Subsection 4. Other Insurance, Paragraph b. Excess Insurance, Subsection (1)(a)(11) is replaced with the following if damage to premises rented to you is not otherwise excluded: ii. That is fire, lightning, explosion, smoke or sprinkler leakage insurance for premises rented to you or temporarily occupied by you with permission of the owner. 2. Subsection 8. Transfer Of Rights Of Recovery Against Others To Us is amended to include: However, the insured may waive the insurers rights of recovery prior to the occurrence of a loss, provided the waiver is made in a written contract. 3. The following condition is added: 10. Liberalization If we revise this NONPROFIT AND HUMAN SERVICES GENERAL LIABILITY ENDORSEMENT to provide more coverage without additional premium charge, your policy will automatically provide the additional coverage as of the day the revision is effective in your state. I. SECTION V— DEFINITIONS is amended as follows: 1. Subsection 3. "Bodily injury' is deleted and replaced with the following: 3. 'Bodily injury" means physical injury, sickness, or disease sustained death of a person resulting from any of these. 'Bodily injury" also mental anguish, humiliation, or shock sustained by a person, if directly injury, sickness, or disease sustained by that person. Includes copyrighted material of Insurance Services Office, Inc.. with its permission. Copynght 2022 GuideOne Insurance by a person, including means mental iniurv. n *'�^� RAdEVIEWID fi ArP= r. u ® 4+ , A�� �" Risk Management Sperialist or Page 10 of 13