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As used in this coverage extension, "client' means a person under your direct care and <br /> supervision, for whom you are providing goods or services. <br /> 5. The following is added to Exclusion n. Recall Of Products,Work Or Impaired Property: <br /> This exclusion does not apply to the reimbursement of "product recall expenses" as provided <br /> under Paragraph 3. of SECTION I — COVERAGES, SUPPLEMENTARY PAYMENTS — <br /> COVERAGES A AND B. <br /> 6. The last Paragraph of Subsection 2. Exclusions is deleted and replaced with: <br /> Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or sprinkler <br /> leakage to premises while rented to you or temporarily occupied by you with permission of the <br /> owner.A separate limit of insurance applies to this coverage as described in Section III- Limits of <br /> Insurance. <br /> B. SECTION I — COVERAGES, COVERAGE B — PERSONAL AND ADVERTISING INJURY <br /> LIABILITY, 2. Exclusions is amended as follows: <br /> 1. The following is added to Exclusion j. Insureds In Media And Internet Type Businesses: <br /> This exclusion does not apply to publishing, broadcasting or telecasting that is incidental to your <br /> business. <br /> C. SECTION I—COVERAGES, COVERAGE C—MEDICAL PAYMENTS is amended as follows: <br /> 1. Subsection 1. Insuring Agreement, Paragraph a.(3)(b) is deleted and replaced with: <br /> (b) The expenses are incurred and reported to us within three years of the date of the accident; <br /> and <br /> 2. Subsection 2. Exclusions, is amended as follows: <br /> a. Exclusion a. Any Insured is deleted and replaced with: <br /> a. Any Insured <br /> To any insured, except "volunteer workers" or an insured as provided in e. Athletic <br /> Activities below. <br /> b. Exclusion e.Athletics Activities is deleted and replaced with: <br /> e. Athletics Activities <br /> To a person injured while practicing or participating in any physical exercises or games, <br /> sports or athletic contests. This exclusion shall not apply to an insured while providing <br /> instruction with respect to any of the activities otherwise excluded by this provision. <br /> c. Exclusion f. Products-Completed Operations Hazard is deleted and replaced with: <br /> f. Products-Completed Operations Hazard <br /> Included within the "products-completed operations hazard". <br /> This exclusion does not apply to "bodily injury" arising out of"your products": <br /> (1) Sold for use or consumption on your premises; or <br /> (2) In connection with the conduct of your operations by you or on your behalf, if the <br /> "bodily injury" occurs after you have relinquished possession of"your products". <br /> This exclusion exception does not apply if COVERAGE C — MEDICAL PAYMENTS is <br /> excluded by another endorsement to this Coverage Part. <br /> % orz,N�F Risk Me agement DiMsian <br /> REVIEWED&APPROVED BY. <br /> F <br /> � tq t�czve�Cc; <br /> Risk Management Specialist <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br /> Copyright 2023 GuideOne Insurance Page 2 of 13 <br />