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j. Medical Directors and Administrators <br /> Your medical directors and administrators but only while acting within the scope of and during <br /> the course of their duties as such. Such duties do not include the furnishing or failure to <br /> furnish "professional services" or "medical or healthcare services" as a physician or <br /> psychiatrist in the treatment of a patient. <br /> k. Home Care Providers <br /> At the first Named Insured's option, any person or organization under your direct supervision <br /> and control while providing on your behalf private home respite or foster home care for the <br /> developmentally disabled. Such duties do not include the furnishing or failure to furnish <br /> "professional services" or"medical or healthcare services" in the treatment of a patient. <br /> 4. With respect to the insurance afforded to these additional insureds, identified in Paragraph F.3. of <br /> this endorsement, the following is added to Section III— Limits Of Insurance: <br /> The most we will pay on behalf of the additional insured is the lesser of: <br /> a. The limit of insurance required by the contract or agreement; or <br /> b. The amount of coverage available under the applicable Limits of Insurance shown in the <br /> Declarations; <br /> This provision shall not increase the applicable Limits of Insurance shown in the Declarations. <br /> G. SECTION III - LIMITS OF INSURANCE is amended as follows: <br /> 1. Paragraph 1. is deleted and replaced with: <br /> 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will <br /> pay regardless of the number of: <br /> a. Insureds; <br /> b. Claims made or"suits" brought; <br /> c. Persons or organizations making claims or bringing "suits"or <br /> d. Policies involved. <br /> 2. Paragraph 6. is deleted and replaced with: <br /> 6. Subject to Paragraph 5. above, the most we will pay under Coverage A for damages <br /> because of "property damage" to any one premises, while rented to you, or in the case of <br /> damage by fire, while rented to or temporarily occupied by you with permission of the owner, <br /> is the higher of $1,000,000 or the amount shown in the Declarations for the Damage To <br /> Premises Rented To You Limit. <br /> However, if damage by fire to premises rented to you is not otherwise excluded, the word fire <br /> in the above paragraph is replaced with fire, lightning, explosion, smoke or sprinkler leakage. <br /> 3. The following is added to SECTION III— LIMITS OF INSURANCE: <br /> a. If two or more policies or Coverages issued by us apply to the same insured and these <br /> policies or Coverages also apply to the same claim or"suit"the maximum amount we will pay <br /> as damages under all of the policies or Coverages will not exceed the highest applicable <br /> Limit of Insurance that applies to any one of the policies or Coverages. <br /> This condition does not apply to any insurance that was purchased specifically to apply in <br /> excess of the applicable Limits of Insurance shown in the Declarations. <br /> % orz,N�F RiskMougementDMsian <br /> REVIEWED&APPROVED BY. <br /> F <br /> � tq t�czve�Cc; <br /> Risk Management Specialist <br /> Includes copyrighted material of Insurance Services Office, Inc.,with its permission. <br /> Copyright 2023 GuideOne Insurance Page 9 of 13 <br />