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Ifanyoftheotherinsurancedoesnotpermitcontributionbyequalshares,wewillcontributebylimits.Under <br />thismethod,eachinsurer’sshareisbasedontheratioofitsapplicablelimitofinsurancetothetotal <br />applicable limits of insurance of all insurers. <br />7.Transfer Of Rights Of Recovery Against Others To Us <br />a.Transfer Of Rights Of Recovery <br />Iftheinsuredhasrightstorecoverallorpartofanypayment,includingSupplementaryPayments,wehave <br />madeunderthisCoveragePart,thoserightsaretransferredtous.Theinsuredmustdonothingafterlossto <br />impairthem.Atourrequest,theinsuredwillbring"suit"ortransferthoserightstousandhelpusenforce <br />them. This condition does not apply to Medical Expenses Coverage. <br />b.b.Waiver Of Rights Of Recovery (Waiver Of Subrogation)Waiver Of Rights Of Recovery (Waiver Of Subrogation) <br />Iftheinsuredhaswaivedanyrightsofrecoveryagainstanypersonororganizationforallorpartofany <br />payment,includingSupplementaryPayments,wehavemadeunderthisCoveragePart,wealsowaivethat <br />right,providedtheinsuredwaivedtheirrightsofrecoveryagainstsuchpersonororganizationinacontract, <br />agreement or permit that was executed prior to the injury or damage. <br />F.LIABILITY AND MEDICAL EXPENSES DEFINITIONS <br />1."Advertisement"meansanoticethatisbroadcastorpublishedtothegeneralpublicorspecificmarketsegments <br />aboutyourgoods,productsorservicesforthepurposeofattractingcustomersorsupporters.Forthepurposeof <br />this definition: <br />a.NoticesthatarepublishedincludematerialplacedontheInternetoronsimilarelectronicmeansof <br />communication; and <br />b.Regardingwebsites,onlythatpartofawebsitethatisaboutyourgoods,productsorservicesforthe <br />purpose of attracting customers or supporters is considered an advertisement. <br />2."Advertising idea" means any idea for an "advertisement". <br />3."Asbestoshazard"meansanexposureorthreatofexposuretotheactualorallegedpropertiesofasbestosand <br />includes the mere presence of asbestos in any form. <br />4."Auto" means: <br />a.Alandmotorvehicle,trailerorsemi-trailerdesignedfortravelonpublicroads,includinganyattached <br />machinery or equipment; or <br />b.Anyotherlandvehiclethatissubjecttoacompulsoryorfinancialresponsibilitylaworothermotorvehicle <br />insurance or motor vehicle registration law where it is licensed or principally garaged. <br />However, "auto" does not include "mobile equipment". <br />5."Bodily injury" means physical: <br />a.Injury; <br />b.Sickness; or <br />c.Disease <br />sustained by a person and, if arising out of the above, mental anguish or death at any time. <br />6."Coverage territory" means: <br />a.The United States of America (including its territories and possessions), Puerto Rico and Canada; <br />b.Internationalwatersorairspace,butonlyiftheinjuryordamageoccursinthecourseoftravelor <br />transportation between any places included ina. above; <br />c.All other parts of the world if the injury or damage arises out of: <br />(1)Goods or products made or sold by you in the territory described ina. above; <br />(2)Theactivitiesofapersonwhosehomeisintheterritorydescribedina.above,butisawayforashorttime <br />on your business; or <br />Form SL 00 00 10 18Form SL 00 00 10 18PagePage1818 of 22 of 22 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its permission) <br />CzDzouijbNpsbbu:;44bn-Pdu3:-3135 <br /> <br />