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CNA Business Auto Policy <br />Policy Endorsement <br />C. Fellow Employee <br />Section II, Paragraph B.5 does not apply. <br />Such coverage as is afforded by this provision C. is excess over any other collectible insurance. <br />II. PHYSICAL DAMAGE COVERAGE <br />A. Glass Breakage - Hitting A Bird Or Animal - Falling Objects Or Missiles <br />The following is added to Section III, Paragraph A.3.: <br />With respect to any covered auto, any deductible shown in the Declarations will not apply to glass <br />breakage if such glass is repaired, in a manner acceptable to us, rather than replaced. <br />B. Transportation Expenses <br />Section III, Paragraph A.4.a. is revised, with respect to transportation expense incurred by you, to <br />provide: <br />a. $60 per day, in lieu of $20; subject to <br />b. $1,800 maximum, in lieu of $600. <br />C. Loss of Use Expenses <br />Section III, Paragraph A.4.b. is revised, with respect to loss of use expenses incurred by you, to <br />provide: <br />a. $1,000 maximum, in lieu of $600. <br />D. Hired "Autos" <br />The following is added to Section III. Paragraph A.: <br />5. Hired "Autos" <br />If Physical Damage coverage is provided under this policy, and such coverage does not extend to Hired <br />Autos, then Physical Damage coverage is extended to: <br />a. Any covered auto you lease, hire, rent or borrow without a driver; and <br />b. Any covered auto hired or rented by your employee without a driver, under a contract in that <br />individual employee's name, with your permission, while performing duties related to the <br />conduct of your business. <br />c. The most we will pay for any one accident or loss is the actual cash value, cost of repair, cost <br />of replacement or $75,000, whichever is less, minus a $500 deductible for each covered auto. <br />No deductible applies to loss caused by fire or lightning. <br />d. The physical damage coverage as is provided by this provision is equal to the physical damage <br />coverage(s) provided on your owned autos. <br />e. Such physical damage coverage for hired autos will: <br />(1) Include loss of use, provided it is the consequence of an accident for which the Named <br />Insured is legally liable, and as a result of which a monetary loss is sustained by the leasing <br />or rental concern. <br />(2) Such coverage as is provided by this provision will be subject to a limit of $750 per <br />accident. <br />E. Airbag Coverage <br />The following is added to Section III, Paragraph B.3.: <br />The accidental discharge of an airbag shall not be considered mechanical bre RAManagamentDiviaian <br />Form No: CNA63359XX (04-2012) REVIEWED&APPROVED BY. <br />Endorsement Effective Date: Endorsement Expiration Date: '�-It�i-I-i-�r A Aczv44 <br />Endorsement No: 13; Page: 2 of 4 Risk Management Specialist <br />Underwriting Company: American Casualty Company Of Reading, PA, 1 51 N Franklin St, Chicago, IL <br />60606 <br />Copyright CNA All Rights Reserved. Includes copyrighted material of the <br />Insurance Services Office, Inc., used with its permission. <br />