Laserfiche WebLink
insured under this policy, if such <br />collapse is caused by one or more <br />of the following: <br />(a) Building decay that is hidden <br />from view, unless the presence <br />of such decay is known to any <br />insured prior to collapse; <br />(b) Insect or vermin damage that <br />is hidden from view, unless the <br />presence of such damage is <br />known to any insured prior to <br />collapse; <br />(c) Use of defective material or <br />methods in construction, <br />remodeling or renovation if the <br />abrupt collapse occurs during <br />the course of the construction, <br />remodeling or renovation; or <br />(d) Use of defective material or <br />methods in construction, <br />remodeling or renovation if the <br />abrupt collapse occurs after <br />the construction, remodeling or <br />renovation is complete, but <br />only if the collapse is caused in <br />part by: <br />(1) A cause of loss listed in <br />paragraphs (a) or (b) above <br />of this Additional Coverage; <br />(if) One or more of the <br />"specified causes of loss"; <br />(iii) Breakage of building glass; <br />(iv) Weight of people or <br />personal property; or <br />(v) Weight of rain that collects <br />on a roof. <br />(3) This Additional Coverage - <br />Collapse does not apply to: <br />(a) A building or any part of a <br />building that is in danger of <br />falling down or caving in; <br />(b) A part of a building that is <br />standing, even if it has <br />separated from another part of <br />the building; or <br />(c) A building that is standing or <br />any part of a building that is <br />standing, even if it shows <br />evidence of cracking, bulging, <br />sagging, bending, leaning, <br />settling, shrinkage or <br />expansion. <br />(4) With respect to the following <br />property: <br />(a) Awnings; <br />(b) Gutters and downspouts; <br />Hanover <br />Insurance Group_ <br />ODFD785344 5701W <br />(c) Yard Fixtures; <br />(d) Outdoor swimming pools; <br />(a) Beach or diving platforms or <br />appurtenances; <br />(f) Retaining walls; and <br />(g) Walks, roadways and other <br />paved surfaces; <br />if an abrupt collapse is caused by a <br />cause of loss listed in para raph <br />(2), subparagraphs (a), (b), (cl and <br />(d) of this Additlonall Coverage, we <br />will pay for loss or damage to that <br />property only if such loss or <br />damage is a direct result of the <br />abrupt collapse of a building <br />insured under this Coverage Form <br />and the property is Covered <br />Property under this Coverage Form. <br />(5) If personal property abruptly falls <br />down or caves in and such collapse <br />is not the result of abrupt collapse <br />of a building, we will pay for loss or <br />damage to Covered Property <br />caused by such collapse of <br />personal property only if: <br />(a) The abrupt collapse of personal <br />property was caused by a <br />cause of loss listed in <br />paragraph (2), subparagraphs <br />(a), (b), (c) and (d) of this <br />Additional Coverage; <br />(b) The personal property which <br />collapses is inside a building; <br />and <br />(c) The property which collapses is <br />not of a kind listed in paragraph <br />(4) above, regardless of <br />whether that kind of property is <br />considered to be personal <br />property or real property. <br />The coverage stated in paragraph <br />(5) does not apply to personal <br />property if marring and/or <br />scratching is the only damage to <br />that personal property caused by <br />the collapse. <br />(6) This Additional Coverage - Collapse <br />does not apply to personal property <br />that has not abruptly fallen down or <br />caved in, even if the personal <br />property shows evidence of <br />cracking, bulging, sagging, bending, <br />leaning; settling, shrinkage or <br />expansion. <br />(7) This Additional <br />will not ir- <br />PROPERTY, <br />(8) The term I <br />includes the <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its <br />RE EwED&APPRCWD9Y: <br />A-ju Auvafo <br />Risk Management SpeualiR <br />