LAPTOPSANYTIME (JAVA CONNECTIONS, LLC)

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described premises if the discharge, dispersal, seepage, migration, release or escape of the "pollutants" is caused by or results from a Covered Cause of Loss that occurs during the policy period. The expenses will be paid only if they are reported to us in writing within 180 days of the date on which the Covered Cause of Loss occurs. This Additional Coverage does not apply to costs to test for, monitor or assess the existence, concentration or effects of "pollutants". But we will pay for testing which is performed in the course of extracting the "pollutants" from the land or water. The most we will pay for each location under this Additional Coverage is $25.000 for the sum of all such expenses arising out of Covered Causes of Loss occurring during each separate 12 month period of this policy. Civil Authority When Business Income Coverage is provided under this Coverage Form: (1) When a Covered Cause of Loss causes damage to property other than property at the described Premises, we will pay for the actual Dss of Business Income you sustain and necessary Extra Expense caused by action of civil authority that prohibits access to the described premises due to direct physical loss or damage to property within one mile of the described premises, provided that both of the following apply: (a) Access to the area immediately surrounding the damaged property is prohibited by civil authority as a result of the damage, and the described premises are within that area but are not more than one mile from the damaged property; (b) The action of civil authority is taken in response to dangerous physical conditions resulting from the damage or continuation of the Covered Cause of Loss that caused the damage, or the action is taken to enable a civil authority to have unimpeded access to the damaged property. (2) Civil Authority Coverage for Business Income will begin 72 hours after the time of the The Hanover A Group_ ODFD785344 5701644 first action of civil authority that prohibits access to the described premises and will apply for a period of up to four consecutive weeks from the date on which such coverage began. Civil Authority Coverage for Extra Expense will begin immediately after the time of the first action of civil authority that prohibits access to the described premises and will end: (a) Four consecutive weeks after the date of that action; or (b) When your Civil Authority Coverage for Business Income ends; whichever is later. (3) The definitions of Business Income and Extra Expense contained in SECTION I - PROPERTY, A. Coverage, 5. Additional Coverages, f. Business Income; and g. Extra Expense also apply to this Additional Coverage. J. Money Orders and Counterfeit Money (1) We will pay for loss resulting directly from your having accepted in good faith, in exchange for merchandise, "money" or services: (a) Money orders issued by any post office, express company or "financial institution" that are not paid upon presentation; or (b) "Counterfeit money" that is acquired during the regular course of business. (2) Under this Additional Coverage, all loss: (a) Caused by one or more persons; or (b) Involving a single act or series of related acts; is considered one occurrence. (3) The most we will pay for any loss under this Additional Coverage is $5,000. k. Forgery or Alteration (1) We will pay for loss resulting directly from forgery or alteration of any: (a) 391-1003 08 16 Includes copyrighted material of Insurance services Office, Inc., with its permissi� Check, draft, promissory note, bill of exchange or similar written p. '^^- ^j ^^ ^ ^^" '^ "money" I has issue RlAMWAgmatDMe[on •\F RwEwm&APPR By: a Aju Acaa(a Risk Management SpedAist