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(1) This coverage only applies if <br />"accident" or "electronic <br />you have sustained an actual <br />circuitry impairment", less <br />loss of Business Income. <br />discounts and expenses you <br />(ii) We will pay for your reasonable <br />otherwise would have had. <br />Otherwise our payment will <br />costs for professional services <br />be determined in accordance <br />to create and disseminate <br />with the Loss Payment <br />communications, when the <br />Condition. <br />need for such communications <br />arises directly from the <br />(iii) The most we will pay for loss <br />interruption of your business. <br />or damage under this <br />This communication must be <br />coverage is $50,000. <br />directed to one or more of the <br />(h) Utility Services - Equipment <br />following: <br />Breakdown (Accident) <br />1) The media; <br />(1) Any insurance provided for <br />2) The public; or <br />Business Income, Extra <br />3 Your customers, clients or <br />Expense, Data Restoration or <br />Spoilage is extended to <br />members. <br />apply to your loss, damage <br />(iii) Such costs must be incurred <br />or expense caused by a <br />during the "period of <br />failure or disruption of <br />restoration" or up to 30 days <br />service. The failure or <br />after the "period of restoration" <br />disruption of service must be <br />has ended. <br />caused by an "accident" to <br />(iv) The most we will pay for loss <br />equipment, including <br />transmission <br />or expense under this coverage <br />overhead lines, <br />that is owned by a utility, <br />is $5,000. <br />landlord, a landlord's utility <br />(g) Spoilage <br />or other supplier who <br />(i) We will pay for: <br />provides you with any of the <br />1) Physical damage to your <br />following services: electrical <br />power, waste disposal, air <br />perishable goods" due to <br />conditioning, refrigeration, <br />spoilage. <br />heating, natural gas, <br />2) Physical damage to your <br />compressed air, water, <br />"perishable goods" due to <br />steam, Internet access, <br />contamination from the <br />telecommunications <br />release of refrigerant, <br />services, "cloud computing <br />including but not limited to <br />services", wide area <br />ammonia. <br />networks or data <br />3) Any necessary expenses <br />transmission. The equipment <br />must meet the definition of <br />you incur to reduce the <br />amount of loss under this <br />"covered equipment" except <br />coverage. We will pay for <br />that it is not Covered <br />Property. <br />such expenses to the extent <br />that they do not exceed the <br />(ii) "Claud computing services" <br />amount of loss that <br />must be provided by a <br />otherwise would have been <br />professional provider with <br />payable under this <br />whom you have a contract. <br />coverage. <br />(iii) With respect to the Data <br />(ii) If you are unable to replace <br />Restoration portion of this <br />"perishable goods" before its <br />Service Interruption <br />anticipated sale, the amount <br />coverage, coverage will also <br />of our payment will be <br />apply to "data" stored in the <br />determined on the basis of the <br />equipment of a provider of <br />sales price of the "perishable <br />"cloud computing services". <br />goods" at the time of the <br />(iv) Any insurance provided <br />for Business Income or Data <br />Restoration will not apply <br />weknMdmt <br />REVIEwm 6 APPRCV2D &r <br />'—®� Risk Management Specialist <br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permis <br />